3320 Damon Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 3320 Damon Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1940
Lot Size	0.434 acres (18,905 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Aug 2021)
Tax Bill	$829 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-1N-28-0090-72900-0160`

Property Details

APN / Parcel Number

Primary APN	`40-1N-28-0090-72900-0160`
Alternative APN	`N281400090729000160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	1,536 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Exterior Material	Prefab Panel
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,905 sqft (0.434 acres)

Exterior Amenities

Porch	Patio
Porch Area	48 sqft
Deck Area	280 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3320 DAMON DR
City	MILTON
State	FL
Zip	32583-6545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NEWLY DESCRIBED FOR 2022 AVALON BEACH N 23 FT OF LOT 15, ALL OF LOTS 16 & 17 & S 14 FT OF LOT 18 BLK 729 & ALSO: THE N 11 FT OF LOT 18 & ALL OF LOTS 19 & 20 BLK 729 (FKA LOT#18 COMBINED HERE PER REQ FOR 2022) AS DES IN OR 4158 PG 1901
Legal Range	28W
Legal Township	1N
Legal Section	40
Legal Subdivision	AVALON BEACH
Legal Block	729
Legal Lot Number	16
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	3
Census Block	3016
Census Tract	10709

Owner

3320 Damon Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Santa Rosa County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3320 DAMON DR, MILTON, FL 32583-6545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2019	Deed of Trust, Mortgage · Line of Credit THE FIRST A NATIONAL BANKING ASSN
Aug 4, 2021	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Prior Sale	Aug 4, 2021 · Amount on File
Deed Document Number	202152387
Deed Book / Page	4158 / 1901
Prior Transfer Date	Oct 20, 2010
Prior Transfer Doc	0030131413
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3320 DAMON DR, MILTON, FL 32583-6545
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038871407
Date	Nov 5, 2019
Book Page	3887/1407
Instrument	201950049

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	MILTON, FL 32571

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 4, 2021
Property Address	3320 DAMON DR, MILTON, FL 32583-6545
Document Number	0041581901
Book / Page	4158 / 1901
Map Reference	MB A PG 1-10
Instrument Date	Aug 3, 2021
Instrument	202152387
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	EMERALD COAST TITLE INC - GULF BREEZE, EMERALD COAST TTL INC GULF B

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6223 HIGHWAY 90185, 6223, MILTON, FL 32570

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3320 DAMON DR, MILTON, FL 32583-6545

Mortgage

Document Number	0041581903
Date	Aug 4, 2021
Instrument	4158/1903

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3320 Damon Dr was $829 with a homeowner's exemption, up 3.1% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$829.00 (+3.11%) Homeowner's exemption	$89,413 (+2.9%)	$105,571 (+0.07%) Land $20,000 Building $85,571
2024	$804.00 (+33.55%) Homeowner's exemption	$86,893 (+3%)	$105,501 (+8.2%) Land $20,000 Building $85,501
2023	$602.00 (+4.7%) Homeowner's exemption	$84,359 (+3%)	$97,505 (+9.24%) Land $12,600 Building $84,905
2022	$575.00 Homeowner's exemption	$81,901	$89,260 Land $12,250 Building $77,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3320 Damon Dr in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 199 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	199 in force
Nearby Flood Claims	56 (1995–2020)
Claims Outside the SFHA	1 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 37 claims Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3320 Damon Dr is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T.

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