3320 Countryside View Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3320 Countryside View Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,366 sqft · built 2002
Lot Size	0.237 acres (10,324 sqft)
Owner	Company Name on File
Tax Bill	$3,822 (2025)
Deeds & Mortgages	May 2023 Sale Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88368`

Property Details

APN / Parcel Number

Primary APN	`88368`
Alternative APN	`262630063100012230`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,366 sqft Heated Area
Gross Area	3,150 sqft
1st Floor Area	2,366 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,324 sqft (0.237 acres)
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	265 sqft
Porch	Open Porch
Porch Area	300 sqft
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	88368
Street Address	3320 COUNTRYSIDE VIEW DR
City	SAINT CLOUD
State	FL
Zip	34772-7056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	SAWGRASS UNIT 3B PB 13 PG 80-81 LOT 223
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	SAWGRASS UNIT 3B
Legal Tract	631
Legal Block	1
Legal Lot Number	223
Legal Unit	3B
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	43304

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	3320 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7056
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Warranty Deed, Transfer
Jun 6, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Aug 22, 2017	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HM LOANS

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	May 11, 2023
Deed Sale	May 11, 2023
Prior Sale	Aug 22, 2017 · Amount on Record
Deed Document Number	2023060637
Deed Book / Page	6405 / 2820
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 11, 2023
Property Address	3320 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7056
Document Number	0064052820
Book / Page	6405 / 2820
Map Reference	MB 13 PG 80&81
Instrument Date	Apr 25, 2023
Instrument	2023060637
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3320 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7056
Investor	Possibly a Property Investor

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3320 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055362240
Date	Jun 6, 2019
Book Page	5536/2240
Instrument	2019073198

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 22, 2017
Property Address	3320 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7056
Document Number	0051981003
Book / Page	005198 / 001003
Instrument Date	Aug 21, 2017
Instrument	121706
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2227 STARLING AVE BRONX NY 104625005, BRONX, NY 10462-5005

Mortgage

Document Number	51981005
Date	Aug 22, 2017
Book Page	005198/001005
Instrument	121707

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,822.00 (+6.55%) Homeowner's exemption Senior Citizen's exemption	$268,066 (+5.99%)	$387,300 (-3.1%) Land $75,000 Building $312,300
2023	$3,587.00 (+3.76%) Homeowner's exemption Senior Citizen's exemption	$252,925 (+3%)	$399,700 (+18.99%) Land $60,000 Building $339,700
2022	$3,457.00 Homeowner's exemption Senior Citizen's exemption	$245,559	$335,900 Land $60,000 Building $275,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Lumen Technologies.

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