Santa Barbara County property record for 3320 Cliff Dr, Santa Barbara, CA 93109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,961 sqft · built 1978 |
| Lot Size | 1.16 acres (50,965 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,800,000 (Aug 2020) |
| Tax Bill | $32,000 (2025) |
| Deeds & Mortgages | Jul 2022 Transfer Oct 2020 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 047-081-013 |
| Primary APN | 047-081-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,961 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 50,965 sqft |
| Heating System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3320 CLIFF DR |
|---|---|
| City | SANTA BARBARA |
| State | CA |
| Zip | 93109-1079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1SD3 |
| Legal Description | PARCEL MAP 17/45 PARCEL B |
| Legal Subdivision | PARCEL MAP NO 20118 |
| Legal Lot Number | B |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA BARBARA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1306 |
3320 Cliff Dr is owned by a company that acquired it in July 2022.
Source: Santa Barbara County records, as of July 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10424 VALLEY SPRING LN, TOLUCA LAKE, CA 91602-2806 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2022 | Intrafamily Transfer, Transfer |
| Oct 28, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Aug 3, 2020 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Aug 3, 2020 | Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Mar 20, 2019 | Deed of Trust, Mortgage FINANCE OF AMERICA REVERSE |
| Mar 26, 2019 | Affidavit of Death, Transfer FIRST AMERICAN TITLE |
| Mar 26, 2019 | Reverse Mortgage, Transfer FINANCE AMERICA REVERSE LLC |
| May 16, 2017 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE |
| May 16, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2020 · Amount on File |
| Deed Sale | Aug 3, 2020 · Amount on File |
| Prior Sale | Oct 1, 1996 · Amount on File |
| Deed Document Number | 202039689 |
| Last Transfer Date | Jul 7, 2022 |
| Transfer Doc | 0000032382 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Jul 14, 2022 |
| Property Address | 3320 CLIFF DR, SANTA BARBARA, CA 93109-1079 |
| Document Number | 0000032382 |
| Map Reference | MB 17 PG 45 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 2022-0032382 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 10424 VALLEY SPRING LN, TOLUCA LAKE, CA 91602-2806 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Oct 28, 2020 |
| Property Address | 3320 CLIFF DR, SANTA BARBARA, CA 93109-1079 |
| Document Number | 0000061075 |
| Map Reference | MB 17 PG 45 |
| Instrument Date | Sep 8, 2020 |
| Instrument | 2020-0061075 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 TOLUCA ESTATES DR, TOLUCA LAKE, CA 91602-2836 |
| Document Number | 0000061076 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 2020-0061076 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Aug 3, 2020 |
| Property Address | 3320 CLIFF DR, SANTA BARBARA, CA 93109-1079 |
| Document Number | 0000039689 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 39689 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $3,080.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 20 TOLUCA ESTATES DR TOLUCA LAKE CA 916022836, TOLUCA LAKE, CA 91602-2836 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Aug 3, 2020 |
| Property Address | 3320 CLIFF DR, SANTA BARBARA, CA 93109-1079 |
| Document Number | 0000039688 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 39688 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3944 PINEHURST DR LOMPOC CA 934361364, LOMPOC, CA 93436-1364 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 3320 CLIFF DR, SANTA BARBARA, CA 93109-1079 |
| Document Number | 0000017292 |
| Instrument Date | Mar 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3320 CLIFF DR SANTA BARBARA CA 931091079, SANTA BARBARA, CA 93109-1079 |
| Document Number | 0000017292 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 17292 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | 8023 E 63RD PL # 700, TULSA, OK 74133-1240 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Mar 26, 2019 |
| Property Address | 3320 CLIFF DR, SANTA BARBARA, CA 93109-1079 |
| Document Number | 0000011500 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 11500 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3320 CLIFF DR SANTA BARBARA CA 931091079, SANTA BARBARA, CA 93109-1079 |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Mar 26, 2019 |
| Property Address | 3320 CLIFF DR, SANTA BARBARA, CA 93109-1079 |
| Document Number | 0000011501 |
| Instrument Date | Mar 6, 2019 |
| Instrument | 11501 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3320 CLIFF DR SANTA BARBARA CA 931091079, SANTA BARBARA, CA 93109-1079 |
| Document Number | 11502 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 11502 |
| Name | FINANCE AMERICA REVERSE LLC |
|---|---|
| Address | 8023 E 63RD PL # 700, TULSA, OK 74133-1240 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 3320 CLIFF DR, SANTA BARBARA, CA 93109-1079 |
| Document Number | 0000024230 |
| Instrument Date | May 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3320 CLIFF DR SANTA BARBARA CA 931091079, SANTA BARBARA, CA 93109-1079 |
| Document Number | 0000024230 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 24230 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | TULSA, OK 74137 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.26% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 3320 CLIFF DR, SANTA BARBARA, CA 93109-1079 |
| Document Number | 0000024231 |
| Instrument Date | May 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3320 CLIFF DR SANTA BARBARA CA 931091079, SANTA BARBARA, CA 93109-1079 |
| Document Number | 0000024231 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 24231 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.26% |
The 2025 property tax bill for 3320 Cliff Dr was $32,000.
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Municipality | Santa Barbara City |
| Unified School District | Santa Barbara Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,091,424 (+2%) Land $1,656,120 Building $1,435,304 | |
| 2025 | $32,000.00 | $3,030,809 Land $1,623,648 Building $1,407,161 |
| 2023 | $30,883.00 (+1.75%) | $2,913,120 Land $1,560,600 Building $1,352,520 |
| 2022 | $30,353.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3320 Cliff Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2019) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Apr 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3320 Cliff Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable | 2,000 / 100 |
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