3320 Chico Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 3320 Chico Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	7 bd · 5 ba · 3,720 sqft · built 2004
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Jan 2008)
Tax Bill	$9,936 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049-071-027`

Property Details

APN / Parcel Number

Primary APN	`049-071-027`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Total Rooms	15 Rooms
Stories	1 Story
Building Area	3,720 sqft Living Area
1st Floor Area	3,720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	46,174 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	3320 CHICO RD
City	ATASCADERO
State	CA
Zip	93422-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CY ATAS PM 58-38 PAR 2
Legal Block	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	2
Census Block	2000
Census Tract	12505

Owner

3320 Chico Rd is owned and occupied by two individuals who acquired it in May 2012.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3320 CHICO RD, ATASCADERO, CA 93422-1928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2008 · Amount on File
Deed Sale	Jan 31, 2008 · Amount on File
Prior Sale	Oct 30, 2007 · Amount on File
Deed Document Number	20084813
Last Transfer Date	May 9, 2012
Transfer Doc	0000026186
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3320 CHICO RD, ATASCADERO, CA 93422-1928
Document Number	0000036911
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3320 CHICO RD ATASCADERO CA 934221928, ATASCADERO, CA 93422-1928

Mortgage

Document Number	0000036911
Date	Jul 21, 2020
Instrument	36911

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3320 CHICO RD, ATASCADERO, CA 93422-1928
Document Number	0000024753
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	TSI ESCROW - CERRITOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3320 CHICO RD ATASCADERO CA 934221928, ATASCADERO, CA 93422-1928

Mortgage

Document Number	0000024753
Date	Jun 27, 2019
Instrument	24753

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3320 Chico Rd was $9,936 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$894,450 (+2%) Land $309,862 Building $584,588
2025	$9,936.00 Homeowner's exemption	$876,913 Land $303,787 Building $573,126
2023	$9,469.00 (+1.26%) Homeowner's exemption	$842,864 Land $291,992 Building $550,872
2022	$9,351.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3320 Chico Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3320 Chico Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ranch Wifi.

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