Placer County property record for 3320 Cherokee Trl, Loomis, CA 95650
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,979 sqft · built 2021 |
| Lot Size | 0.959 acres (41,787 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,000,000 (Jun 2025) |
| Tax Bill | $15,260 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Mar 2022 Construction Loan + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-040-031-000 |
| Primary APN | 043-040-031-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,979 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 41,787 sqft (0.959 acres) |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3320 CHEROKEE TRL |
|---|---|
| City | LOOMIS |
| State | CA |
| Zip | 95650-8880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSAGB40 |
| Legal Description | LOT 9 CHEROKEE ESTATES MOR BB-9 |
| Legal Subdivision | CHEROKEE ESTATES |
| Legal Lot Number | 9 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | ROCKLIN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 21203 |
3320 Cherokee Trl is owned and occupied by two individuals who bought it in June 2025.
Source: Placer County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3320 CHEROKEE TRL, LOOMIS, CA 95650-8880 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage XPERT HOME LENDING INC |
| Mar 23, 2022 | Deed of Trust, Mortgage · Construction Mortgage HERZER FINANCIAL SERVICES INC |
| Jul 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HERZER FINANCIAL SERVICES INC |
| Jun 24, 2021 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Aug 6, 2020 | Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO. |
| Nov 26, 2019 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Apr 11, 2019 | Correction Deed PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Apr 4, 2019 | Trustee's Deed, Foreclosure PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2025 · Amount on File |
| Deed Sale | Jun 20, 2025 · Amount on File |
| Prior Sale | Jun 24, 2021 · Amount on File |
| Deed Document Number | 202533335 |
| Prior Transfer Date | Apr 10, 2019 |
| Prior Transfer Doc | 0000022402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 3320 CHEROKEE TRL, LOOMIS, CA 95650-8880 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3320 CHEROKEE TRL, LOOMIS, CA 95650-8880 |
| Document Number | 0000048836 |
|---|---|
| Date | Sep 14, 2023 |
| Instrument | 2023-0048836 |
| Name | XPERT HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SUWANEE, GA 30024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 3320 CHEROKEE TRL, LOOMIS, CA 95650-8880 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 8380 MANANA WAY, FAIR OAKS, CA 95628-2646 |
| Document Number | 0000025551 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 2022-0025551 |
| Name | HERZER FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDWOOD CITY, CA 94061 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 3320 CHEROKEE TRL, LOOMIS, CA 95650-8880 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 8380 MANANA WAY, FAIR OAKS, CA 95628-2646 |
| Document Number | 0000097301 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021-0097301 |
| Name | HERZER FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | OAKLAND, CA 94601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Jun 24, 2021 |
| Property Address | 3320 CHEROKEE TRL, LOOMIS, CA 95650-8880 |
| Document Number | 0000082280 |
| Map Reference | MB BB PG 9 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2021-0082280 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3320 CHEROKEE TRL, LOOMIS, CA 95650-8880 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Aug 6, 2020 |
| Property Address | 3320 CHEROKEE TRL, LOOMIS, CA 95650-8880 |
| Document Number | 0000082251 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 82251 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Tax | $303.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2038 SISLEY RD PENRYN CA 956639627, PENRYN, CA 95663-9627 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Nov 26, 2019 |
| Property Address | 3320 CHEROKEE TRL, LOOMIS, CA 95650-8880 |
| Document Number | 0000095918 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 95918 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $220.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11380 LONE STAR RD AUBURN CA 956029277, AUBURN, CA 95602-9277 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Apr 11, 2019 |
| Property Address | 3320 CHEROKEE TRL, LOOMIS, CA 95650-8880 |
| Document Number | 0000022402 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 22402 |
| Record Updated | Apr 23, 2019 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Tax | $742.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 7347 CARMEL CA 939217347, CARMEL, CA 93921-7347 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Apr 4, 2019 |
| Property Address | 3320 CHEROKEE TRL, LOOMIS, CA 95650-8880 |
| Document Number | 0000020807 |
| Instrument Date | Apr 3, 2019 |
| Instrument | 20807 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 16, 2019 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Tax | $742.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 7347 CARMEL CA 939217347, CARMEL, CA 93921-7347 |
The 2025 property tax bill for 3320 Cherokee Trl was $15,260 with a homeowner's exemption, down 0.5% from the year before.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Elementary School District | Loomis Union Elementary School District (KG - 08) |
| Secondary School District | Placer Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,040,000 (+41.95%) Land $408,000 Building $1,632,000 | |
| 2025 | $15,260.00 (-0.45%) | $1,437,144 Land $432,972 Building $1,004,172 |
| 2024 | $15,329.00 (+1.54%) | |
| 2023 | $15,097.00 (+38.07%) | $1,381,340 Land $416,160 Building $965,180 |
| 2022 | $10,934.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3320 Cherokee Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3320 Cherokee Trl is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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