3320 Central Ave, Paducah, KY 42001 Property Records

McCracken County property record for 3320 Central Ave, Paducah, KY 42001

Property Summary

Property Type	Single Family Home
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$17,000 (Apr 2026)
Tax Bill	$71 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Jul 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`095-43-03-014`

Property Details

APN / Parcel Number

Primary APN	`095-43-03-014`
Alternative APNs	`111623` `139953`

Exterior

Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide

Location & Zoning

Account Number	139953
Street Address	3320 CENTRAL AVE
City	PADUCAH
State	KY
Zip	42001-4248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-32-7 50 X 160 3320 CENTRAL AVE L16B
Legal Subdivision	GREGORY HEIGHTS SUBDIVISION
Legal Lot Number	16B
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	1
Census Block	1000
Census Tract	30800

Owner

Source: McCracken County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3435 LOVELACEVILLE RD, PADUCAH, KY 42001-5854
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Construction Mortgage INDEPENDENCE BANK
Jul 23, 2026	Correction Deed NONE LISTED ON DOCUMENT
Apr 20, 2026	Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Deed Document Number	2026844049
Deed Book / Page	1541 / 94
Last Transfer Date	Jul 21, 2026
Transfer Doc	0000851778
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCRACKEN KY
Recording Date	Aug 11, 2026
Property Address	3320 CENTRAL AVE, PADUCAH, KY 42001-4248
Document Number	0000853553
Book / Page	1891 / 565
Instrument Date	Jul 24, 2026
Instrument	2026853553
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12610 WOODVILLE RD, KEVIL, KY 42053-9342

Mortgage

Document Number	0000853553,
Date	Aug 11, 2026
Book Page	1891/565
Instrument	2026853553

Lender

Name	INDEPENDENCE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 24, 2027

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Jul 23, 2026
Property Address	3320 CENTRAL AVE, PADUCAH, KY 42001-4248
Document Number	0000851778
Book / Page	1547 / 599
Instrument Date	Jul 21, 2026
Instrument	2026851778
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3435 LOVELACEVILLE RD, PADUCAH, KY 42001-5854

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Apr 20, 2026
Property Address	3320 CENTRAL AVE, PADUCAH, KY 42001-4248
Document Number	0000844049
Book / Page	1541 / 94
Instrument Date	Apr 14, 2026
Instrument	2026.844049
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$1,717.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3435 LOVELACEVILLE RD, PADUCAH, KY 42001-5854
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Municipality	Paducah City
Unified School District	Paducah Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,000 (-5%)	$10,000 (-5%)
2025	$71.00	$20,000 (-)	$20,000 (-)
2023	$71.00 (-2.74%)	$20,000 (-)	$20,000 (-)
2022	$73.00	$20,000	$20,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
PPS Fibernet Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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