St. Charles County property record for 3320 Canal St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 3,237 sqft · built 2005 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $470,000 (Jul 2024) |
| Tax Bill | $5,213 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | T060500217 |
| Primary APN | T060500217 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,237 sqft Living Area |
| Gross Area | 3,920 sqft |
| 1st Floor Area | 2,200 sqft |
| Basement Area | 1,220 sqft |
| Finished Basement | 1,037 sqft |
| Unfinished Basement | 183 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 320 sqft |
| Patio Area | 180 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T060500217 |
|---|---|
| Street Address | 3320 CANAL ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS #1 LOT 806 |
| Legal Subdivision | NEW TOWN AT ST CHAS #1 |
| Legal Lot Number | 806 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 310201 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1111 KUMUKUMU ST, B, HONOLULU, HI 96825-2640 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Aug 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2024 · Amount on Record |
| Deed Sale | Jul 1, 2024 · Amount on Record |
| Prior Sale | Dec 14, 2022 · Amount on Record |
| Deed Document Number | 202425856 |
| Last Transfer Date | Aug 22, 2024 |
| Transfer Doc | 0000041586 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 14, 2022 |
| Property Address | 3320 CANAL ST, SAINT CHARLES, MO 63301-8086 |
| Document Number | 0000065713 |
| Map Reference | MB 42 PG 14 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 2022R-065713 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1127 SEINE DR, LAKE ST LOUIS, MO 63367-2309 |
| Name | Verified Name |
|---|---|
| Address | 3320 CANAL ST, SAINT CHARLES, MO 63301-8086 |
| Investor | Possibly a Property Investor |
| Document Number | 0000065714 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 2022R-065714 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 4, 2021 |
| Property Address | 3320 CANAL ST, SAINT CHARLES, MO 63301-8086 |
| Document Number | 0000065399 |
| Map Reference | MB 42 PG 14 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021R-065399 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3161 TIMBERLODGE LNDG, SAINT CHARLES, MO 63301-4696 |
| Name | Verified Name |
|---|---|
| Address | 3320 CANAL ST, SAINT CHARLES, MO 63301-8086 |
| Document Number | 0000065400 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 2021R-065400 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,971 (-) | $420,899 (-) Land $80,000 Building $340,899 | |
| 2025 | $5,213.00 | $79,971 (+4.26%) | $420,899 (+4.26%) Land $80,000 Building $340,899 |
| 2023 | $76,706 | ||
| 2022 | $403,716 Land $60,000 Building $343,716 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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