Manatee County property record for 3320 97th Ln E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,158 sqft · built 2007 |
| Lot Size | 0.114 acres (4,950 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $218,614 (Nov 2019) |
| Tax Bill | $3,317 (2024) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2024 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6182-0520-9 |
| Primary APN | 6182-0520-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,158 sqft Living Area |
| Gross Area | 1,558 sqft |
| 1st Floor Area | 1,158 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,950 sqft (0.114 acres) |
| Lot Dimensions | 110 ft deep x 45 ft wide |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Old Parcel Number | 0618205209 |
|---|---|
| Street Address | 3320 97TH LN E |
| City | PALMETTO |
| State | FL |
| Zip | 34221-8012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 94 GILLETTE GROVE SUBDIVISION PI#6182.0520/9 |
| Legal Range | 18E |
| Legal Township | 33S |
| Legal Section | 17 |
| Legal Subdivision | GILLETTE GROVE |
| Legal Tract | 00618200 |
| Legal Lot Number | 94 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 1602 |
Source: Manatee County records, as of September 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3320 97TH LN E, PALMETTO, FL 34221-8012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 5, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Nov 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST AMERICAN TITLE INS CO |
| Aug 12, 2019 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Jul 23, 2019 | Warranty Deed, Transfer TRANS-NATIONAL TITLE, TIAGO NAT'L TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2019 · Amount on Record |
| Deed Sale | Nov 25, 2019 · Amount on Record |
| Prior Sale | Aug 12, 2019 · Amount on Record |
| Deed Document Number | 2019118303 |
| Deed Book / Page | 2814 / 3261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Aug 17, 2026 |
| Property Address | 3320 97TH LN E, PALMETTO, FL 34221-8012 |
| Document Number | 0000094580 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202694580 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3320 97TH LN E, PALMETTO, FL 34221-8012 |
| Document Number | 0000094580, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 202694580 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3320 97TH LN E, PALMETTO, FL 34221-8012 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3320 97TH LN E, PALMETTO, FL 34221-8012 |
| Document Number | 0041010984 |
|---|---|
| Date | Feb 5, 2024 |
| Instrument | 202441010984 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Nov 25, 2019 |
| Property Address | 3320 97TH LN E, PALMETTO, FL 34221-8012 |
| Document Number | 0028143261 |
| Book / Page | 2814 / 3261 |
| Map Reference | MB 50 PG 145-150 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 201941118303 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,530.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662 |
| Name | Verified Name |
|---|---|
| Address | 3320 97TH LN E, PALMETTO, FL 34221-8012 |
| Document Number | 0000000000 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 2814-3263 |
| Type | Mortgage Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Aug 12, 2019 |
| Property Address | 3320 97TH LN E, PALMETTO, FL 34221-8012 |
| Document Number | 0027965472 |
| Book / Page | 002796 / 005472 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 41079591 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,414.08 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2150 E GERMANN RD #1 CHANDLER AZ 852861662, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jul 23, 2019 |
| Property Address | 3320 97TH LN E, PALMETTO, FL 34221-8012 |
| Document Number | 0027932034 |
| Book / Page | 002793 / 002034 |
| Instrument Date | Jul 16, 2019 |
| Instrument | 41071949 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2019 |
| Title Company | TRANS-NATIONAL TITLE, TIAGO NAT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8822 BAY POINTE DR #F103 TAMPA FL 336155322, F103, TAMPA, FL 33615-5322 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,253 (-0.85%) Land $40,800 Building $152,453 | $193,253 (-0.85%) Land $40,800 Building $152,453 | |
| 2025 | $194,909 (-25.87%) Land $40,800 Building $154,109 | $194,909 (-25.87%) Land $40,800 Building $154,109 | |
| 2024 | $3,317.00 (-4.08%) | ||
| 2023 | $3,458.00 (+7.59%) | $262,931 (+7.53%) Land $40,800 Building $222,131 | $262,931 (+7.53%) Land $40,800 Building $222,131 |
| 2022 | $3,214.00 | $244,517 Land $40,000 Building $204,517 | $244,517 Land $40,000 Building $204,517 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 9 (1992–2024) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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