332 Wells Rd, Canton, NC 28716 Property Records

Haywood County property record for 332 Wells Rd, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1946
Lot Size	0.354 acres (15,442 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Dec 2020)
Tax Bill	$812 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8645-78-9036`

Property Details

APN / Parcel Number

Primary APN	`8645-78-9036`
Alternative APN	`264987`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Heated Area
Gross Area	1,112 sqft
1st Floor Area	936 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Asphalt
Lot Area	15,442 sqft (0.354 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Electric
Sewer	Septic

Location & Zoning

Account Number	264987
Street Address	332 WELLS RD
City	CANTON
State	NC
Zip	28716-6386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#21 & PT #23 CD CHURCH HARGROVE
Legal Subdivision	CD CHURCH HARGROVE PROP
Legal Unit	21
Jurisdiction	HAYWOOD NC
Township / Civil Division	PIGEON
Census Block Group	2
Census Block	2046
Census Tract	921301

Owner

Source: Haywood County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	413 JAMES ST, CLYDE, NC 28721-6903
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Warranty Deed, Transfer CHAMPION CU
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Prior Sale	Oct 31, 2012 · Amount on Record
Deed Document Number	202013316
Deed Book / Page	1016 / 1200
Prior Transfer Date	Oct 30, 2012
Prior Transfer Doc	0008340464
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Dec 15, 2020
Property Address	332 WELLS RD, CANTON, NC 28716-6386
Document Number	0010161200
Book / Page	001016 / 001200
Instrument Date	Dec 14, 2020
Instrument	13316
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	413 JAMES ST CLYDE NC 287216903, CLYDE, NC 28721-6903

Mortgage

Document Number	10161203
Date	Dec 15, 2020
Book Page	001016/001203
Instrument	13317

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	332 WELLS RD, CANTON, NC 28716-6386
Document Number	0010080004
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 WELLS RD CANTON NC 287166386, CANTON, NC 28716-6386

Mortgage

Document Number	0010080004
Date	Sep 21, 2020
Book Page	001008/000004
Instrument	9393

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,600 (-) Land $13,500 Building $87,100
2025	$812.00	$100,600 (-) Land $13,500 Building $87,100	$100,600 (-) Land $13,500 Building $87,100
2023		$100,600 Land $13,500 Building $87,100	$100,600 (-) Land $13,500 Building $87,100
2021			$100,600 Land $13,500 Building $87,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	18 (1994–2024)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 9 claims Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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