332 Watchgate Way, Townsend, DE 19734 Property Records

New Castle County property record for 332 Watchgate Way, Townsend, DE 19734

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,542 sqft · built 2016
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on File
Last Sale$545,000 (Jun 2026)
Tax Bill$3,757 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jan 2023 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN14-013.33-005

Property Details

APN / Parcel Number

Primary APN14-013.33-005

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,542 sqft Living Area
1st Floor Area1,320 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,295 sqft (0.42 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address332 WATCHGATE WAY
CityTOWNSEND
StateDE
Zip19734-2877
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS
Legal SubdivisionODESSA NATIONAL WATCHGATE
Legal Lot Number18
JurisdictionNEW CASTLE DE
Township / Civil DivisionMIDDLETOWN-ODESSA
Census Block Group3
Census Block3003
Census Tract16808

Owner

Source: New Castle County records · APN 14-013.33-005

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address332 WATCHGATE WAY, TOWNSEND, DE 19734-2877
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK
Jan 19, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
POLICE & FIRE FCU
Feb 27, 2020Deed, Construction Loan · Construction Mortgage
ERETZ FINANCIAL LLC
Jul 01, 2018Deed of Trust, Mortgage · Conventional Mortgage
POLICE & FIRE FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2026 · Amount on Record
Deed SaleJun 26, 2026 · Amount on Record
Prior SaleFeb 27, 2020 · Amount on Record
Deed Document Number202647943
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateJun 26, 2026
Property Address332 WATCHGATE WAY, TOWNSEND, DE 19734-2877
Document Number0000047943
Instrument DateJun 23, 2026
Instrument202647943
Transaction TypeTransfer
Record UpdatedJul 10, 2026
Title CompanySETTLEMENT PROS, SETTLEMENT WORKS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,376,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address332 WATCHGATE WAY, TOWNSEND, DE 19734-2877

Mortgage

Document Number0000047947,
DateJun 26, 2026
Instrument202647947
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2041
Interest
Rate TypeFixed Rate
Rate5.71%
Initial TypeFixed Rate
Max Rate-1%

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address332 WATCHGATE WAY, TOWNSEND, DE 19734-2877
Transaction TypeMortgage
Record UpdatedJan 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004207
DateJan 19, 2023
Instrument20230119-0004207
Lender
NamePOLICE & FIRE FCU
TypeCredit Union
AddressBENSALEM, PA 19020
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 01, 2043

February 2020: Deed, Construction Loan

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateFeb 27, 2020
Property Address332 WATCHGATE WAY, TOWNSEND, DE 19734-2877
Document Number0000016290
Map ReferenceDOC 20010125-0005362
Instrument DateFeb 19, 2020
Instrument20200227-0016290
Transaction TypeConstruction Loan
Record UpdatedJul 27, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1919 RED LION RD, BEAR, DE 19701-1855

Mortgage

Document Number0000016294
DateFeb 27, 2020
Instrument20200227-0016294
Lender
NameERETZ FINANCIAL LLC
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address332 WATCHGATE WAY, TOWNSEND, DE 19734-2877
Document Number0000037934
Instrument DateJul 01, 2018
Transaction TypeMortgage
Record UpdatedAug 07, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address332 WATCHGATE WAY TOWNSEND DE 197342877, TOWNSEND, DE 19734-2877

Mortgage

Document Number0000037934
DateJul 27, 2018
Instrument37934
Lender
NamePOLICE & FIRE FCU
AddressBENSALEM, PA 19020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 26, 2033

Tax Assessment & Valuation

Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,757.00 (-1.91%)$466,700 (+350.05%) Land $93,000 Building $373,700
2024$459,090
2023$3,830.00$103,700 Land $15,900 Building $87,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cogeco Cable Holdings II
Cable
1,000 / 50
Verizon
Fiber
980 / 880

Based on FCC filings for 79 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemARTESIAN WATER COMPANY
private · serves 231,114 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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