332 W Surf St, Chicago, IL 60657 Property Records

Cook County property record for 332 W Surf St, Chicago, IL 60657

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · built 1989
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$660,000 (Feb 2017)
Tax Bill	$15,274 (2023)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-28-204-011-1004`

Property Details

APN / Parcel Number

Primary APN	`14-28-204-011-1004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	10 Units
Stories	3 Stories
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Exterior Material	Brick
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	332 W SURF ST
City	CHICAGO
State	IL
Zip	60657
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-5
Legal Description	UA-4 TOWNHOMES OF DIVERSEY CONDO E 1/2 S28 T40N R14E
Legal Range	14E
Legal Township	40N
Legal Section	28
Legal Subdivision	TOWNHOMES OF DIVERSEY HARBOR CONDO
Legal Lot Number	A4
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1003
Census Tract	63302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lincoln Park listed 1994 · 81 contributing resources · NRIS 94001029

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

332 W Surf St, a condominium, is owned by an individual who bought it in February 2017.

Source: Cook County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2910 N COMMONWEALTH AVE, CHICAGO, IL 60657-6260
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Feb 15, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2017 · Amount on File
Deed Sale	Feb 15, 2017 · Amount on File
Prior Sale	Oct 4, 1999 · Amount on File
Deed Document Number	201717017
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	332 W SURF ST, CHICAGO, IL 60657
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024807291
Date	Sep 4, 2020
Instrument	2024807291

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.5%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 15, 2017
Property Address	332 W SURF ST, CHICAGO, IL 60657
Document Number	1704617017
Instrument Date	Jan 26, 2017
Instrument	4617017
Transaction Type	Transfer
Record Updated	Feb 23, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2910 N COMMONWEALTH AVE #7 CHICAGO IL 606576278, 7, CHICAGO, IL 60657-6278

Mortgage

Document Number	1704617018
Date	Feb 15, 2017
Instrument	4617018

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,808 Land $12,472 Building $66,336	$788,080 Land $124,720 Building $663,360
2023	$15,274.00 (+2.74%)
2022	$14,867.00 Homeowner's exemption	$75,705 Land $10,058 Building $65,647	$757,050 Land $100,580 Building $656,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 332 W Surf St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 332 W Surf St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber, Zentro.

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