Citrus County property record for 332 W Keller St, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,956 sqft · built 1987 |
| Lot Size | 1 acres (43,605 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $440,000 (Apr 2023) |
| Tax Bill | $3,991 (2025) |
| Deeds & Mortgages | May 2024 Second Mortgage Apr 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-18-0110-00420-0070 |
| Primary APN | 19E-18S-18-0110-00420-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,956 sqft Living Area |
| Gross Area | 2,738 sqft |
| 1st Floor Area | 1,956 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 43,605 sqft (1 acres) |
| Lot Dimensions | 291 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 542 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 305 sqft |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2300876 |
|---|---|
| Street Address | 332 W KELLER ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-4852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CRR |
| Legal Description | CITRUS HILLS 1ST ADD PB 9 PG 73 LOT 7 BLK 42 |
| Legal Range | 18E |
| Legal Township | 18S |
| Legal Section | 25 |
| Legal Subdivision | CITRUS HILLS 1ST ADD (PB9-73) |
| Legal Block | 42 |
| Legal Lot Number | 7 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 450703 |
Source: Citrus County records · APN 19E-18S-18-0110-00420-0070
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 332 W KELLER ST, HERNANDO, FL 34442-4852 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| May 06, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU |
| Apr 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 19, 2022 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 09, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 17, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 15, 2019 | Warranty Deed, Transfer FIRST INT'L TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2023 · Amount on Record |
| Deed Sale | Apr 28, 2023 · Amount on Record |
| Prior Sale | Apr 19, 2022 · Amount on Record |
| Deed Document Number | 202324457 |
| Deed Book / Page | 3374 / 437 |
| Prior Transfer Date | Sep 03, 2020 |
| Prior Transfer Doc | 0030891888 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 332 W KELLER ST, HERNANDO, FL 34442-4852 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0034651154 |
|---|---|
| Date | May 06, 2024 |
| Book Page | 3465/1154 |
| Instrument | 2024026340 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 28, 2023 |
| Property Address | 332 W KELLER ST, HERNANDO, FL 34442-4852 |
| Document Number | 0033740437 |
| Book / Page | 3374 / 437 |
| Map Reference | MB 9 PG 73-83 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2023024457 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 332 W KELLER ST, HERNANDO, FL 34442-4852 |
| Name | Verified Name |
|---|---|
| Address | 328 CLEAR SPRING RD, LANSDALE, PA 19446-2904 |
| Document Number | 0003374439 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 3374/439 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 19, 2022 |
| Property Address | 332 W KELLER ST, HERNANDO, FL 34442-4852 |
| Document Number | 0032742327 |
| Book / Page | 3274 / 2327 |
| Map Reference | MB 9 PG 73-83 |
| Instrument Date | Apr 04, 2022 |
| Instrument | 2022027480 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2022 |
| Title Company | EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 240 W CHASE ST, 240, HERNANDO, FL 34442-8334 |
| Name | Verified Name |
|---|---|
| Address | 21109 GUM TREE RD, ORANGE, VA 22960-4129 |
| Document Number | 0032742329 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 3274/2329 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Sep 09, 2020 |
| Property Address | 332 W KELLER ST, HERNANDO, FL 34442-4852 |
| Document Number | 0030891888 |
| Book / Page | 003089 / 001888 |
| Instrument Date | Sep 03, 2020 |
| Instrument | 47377 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 332 W KELLER ST HERNANDO FL 344424852, HERNANDO, FL 34442-4852 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Feb 17, 2020 |
| Property Address | 332 W KELLER ST, HERNANDO, FL 34442-4852 |
| Document Number | 0030391940 |
| Book / Page | 003039 / 001940 |
| Instrument Date | Feb 17, 2020 |
| Instrument | 8823 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 332 W KELLER ST HERNANDO FL 344424852, HERNANDO, FL 34442-4852 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | May 15, 2019 |
| Property Address | 332 W KELLER ST, HERNANDO, FL 34442-4852 |
| Document Number | 0029760975 |
| Book / Page | 002976 / 000975 |
| Instrument Date | May 15, 2019 |
| Instrument | 24892 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2019 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,540.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 207 GUILFORD ME 044430207, GUILFORD, ME 04443-0207 |
Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,991.00 (-1.89%) | $296,391 (-2.56%) Land $31,000 Building $265,391 | $296,391 (-2.56%) Land $31,000 Building $265,391 |
| 2024 | $4,068.00 (+1.9%) Homeowner's exemption Additional exemption filed | $304,181 (+0.89%) Land $29,500 Building $274,681 | $304,181 (+0.89%) Land $29,500 Building $274,681 |
| 2023 | $3,992.00 (+2.91%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed | $301,502 (+17.09%) Land $25,500 Building $276,002 | $301,502 (+17.09%) Land $25,500 Building $276,002 |
| 2022 | $3,879.00 Additional exemption filed | $257,504 Land $17,250 Building $240,254 | $257,504 Land $17,250 Building $240,254 |
Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 115 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures