332 Topaz, Bluffton, IN 46714 Property Records

Wells County property record for 332 Topaz, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,805 sqft · built 2020
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$372,400 (Sep 2024)
Tax Bill	$3,883 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`90-05-22-500-152.000-011`

Property Details

APN / Parcel Number

Primary APN	`90-05-22-500-152.000-011`
Alternative APNs	`00008833323` `0120380052`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,805 sqft Living Area
1st Floor Area	1,805 sqft
Basement Area	1,805 sqft
Finished Basement	1,700 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00008833323
Street Address	332 TOPAZ
City	BLUFFTON
State	IN
Zip	46714-1284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #152 NORTHWOOD FARMS SEC VII
Legal Subdivision	NORTHWOOD FARM COMMUNITY SECTION 7
Legal Lot Number	152
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2004
Census Tract	40400

Owner

332 Topaz is owned and occupied by two individuals who bought it in September 2024.

Source: Wells County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	332 TOPAZ, BLUFFTON, IN 46714-1284
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Nov 23, 2021	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Oct 13, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICES
Mar 16, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2024 · Amount on File
Deed Sale	Sep 25, 2024 · Amount on File
Prior Sale	Nov 23, 2021 · Amount on File
Deed Document Number	20243265
Record Updated	Sep 20, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Sep 25, 2024
Property Address	332 TOPAZ, BLUFFTON, IN 46714-1284
Document Number	0020243265
Map Reference	PB 4 PG 90
Instrument Date	Sep 24, 2024
Instrument	20243265
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	METROPLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 TOPAZ, BLUFFTON, IN 46714-1284

Mortgage

Document Number	0020243266
Date	Sep 25, 2024
Instrument	20243266

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Nov 23, 2021
Property Address	332 TOPAZ, BLUFFTON, IN 46714-1284
Document Number	0020215385
Map Reference	PB 4 PG 90
Instrument Date	Nov 22, 2021
Instrument	20215385
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 TOPAZ, BLUFFTON, IN 46714-1284
Investor	Possibly a Property Investor

Mortgage

Document Number	0020215386
Date	Nov 23, 2021
Instrument	20215386

Lender

Name	BAY EQUITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Oct 13, 2020
Property Address	332 TOPAZ, BLUFFTON, IN 46714-1284
Document Number	0020204429
Instrument Date	Sep 25, 2020
Instrument	20204429
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 TOPAZ, BLUFFTON, IN 46714-1284

Mortgage

Document Number	0020204430
Date	Oct 13, 2020
Instrument	20204430

Lender

Name	AMERICAN MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Mar 16, 2020
Property Address	332 TOPAZ, BLUFFTON, IN 46714-1284
Document Number	0020201087
Instrument Date	Mar 13, 2020
Instrument	20201087
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 W SOUTH ST, BLUFFTON, IN 46714-2422

Tax Assessment & Valuation

The 2025 property tax bill for 332 Topaz was $3,883 with a homeowner's exemption, up 10.1% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,883.00 (+10.12%) Homeowner's exemption	$415,200 Land $35,000 Building $380,200	$415,200 Land $35,000 Building $380,200
2024	$3,526.00
2023		$461,400 (+21.23%) Land $35,000 Building $426,400	$461,400 (+21.23%) Land $35,000 Building $426,400
2022	$4,804.00	$380,600 Land $39,500 Building $341,100	$380,600 Land $39,500 Building $341,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 332 Topaz in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 332 Topaz is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Topaz

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