332 Spring St SW, Concord, NC 28025 Property Records

Cabarrus County property record for 332 Spring St SW, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,431 sqft · built 1935
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (Apr 2022)
Tax Bill	$1,708 (2023)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5630 04 8711`

Property Details

APN / Parcel Number

Primary APN	`5630 04 8711`
Alternative APNs	`12039 0069.000000` `123476` `154742`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,431 sqft Living Area
Gross Area	2,361 sqft
1st Floor Area	1,083 sqft
Upper Floors Area	348 sqft
Basement Area	540 sqft
Unfinished Basement	540 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	80 ft deep x 64 ft wide
Garage Area	240 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft

Exterior Amenities

Porch	Patio
Porch Area	270 sqft
Deck Area	72 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	154742
Street Address	332 SPRING ST SW
City	CONCORD
State	NC
Zip	28025-5027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	SW SIDE SPRING ST
Legal Subdivision	LOGAN COMMUNITY SOUTH
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	2
Census Block	2002
Census Tract	42101

Owner

332 Spring St SW is owned and occupied by two individuals who bought it in April 2022.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	332 SPRING ST SW, CONCORD, NC 28025-5027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 14, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 30, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 31, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on File
Deed Sale	Apr 14, 2022 · Amount on File
Prior Sale	May 30, 2018 · Amount on File
Deed Document Number	202212722
Deed Book / Page	15970 / 4
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	332 SPRING ST SW, CONCORD, NC 28025-5027
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014476206
Date	Sep 8, 2020
Book Page	14476/206

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 14, 2022
Property Address	332 SPRING ST SW, CONCORD, NC 28025-5027
Document Number	0000159704
Book / Page	15970 / 4
Instrument Date	Apr 14, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	PANTHER TITLE INC, PANTHER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2304 W MAIN ST, 2304, ALBEMARLE, NC 28001-5428

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	332 SPRING ST SW, CONCORD, NC 28025-5027

Mortgage

Document Number	0159700006
Date	Apr 14, 2022
Instrument	15970-0006

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 30, 2018
Property Address	332 SPRING ST SW, CONCORD, NC 28025-5027
Document Number	0013019164
Book / Page	13019 / 0164
Map Reference	MB12862 PG289
Instrument Date	May 30, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MASTER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1718 LOGAN TERRY RD, 1718, LANCASTER, SC 29720-6318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 SPRING ST SW, CONCORD, NC 28025-5027

Mortgage

Document Number	0013019167
Date	May 30, 2018
Instrument	13019/167

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 31, 2018
Property Address	332 SPRING ST SW, CONCORD, NC 28025-5027
Document Number	12862289
Book / Page	012862 / 000289
Instrument Date	Jan 31, 2018
Instrument	2301
Transaction Type	Transfer
Record Updated	Feb 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1718 LOGAN TERRY RD LANCASTER SC 297206318, LANCASTER, SC 29720-6318

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,130 Land $50,000 Building $196,130
2024			$246,130 (+66.02%) Land $50,000 Building $196,130
2023	$1,708.00	$148,250 Land $24,000 Building $124,250	$148,250 Land $24,000 Building $124,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 332 Spring St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 332 Spring St SW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

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