Gaston County property record for 332 Silvercliff Dr, Mount Holly, NC 28120
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,639 sqft · built 2006 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,349,000 (Apr 2024) |
| Tax Bill | $10,651 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Oct 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 202420 |
| Primary APN | 202420 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,639 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Area | 768 sqft |
| Porch | Porch |
| Porch Area | 303 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 332 SILVERCLIFF DR |
|---|---|
| City | MOUNT HOLLY |
| State | NC |
| Zip | 28120-8944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1H |
| Legal Description | STONE WATER L 316 14 046 001 00 000 |
| Legal Subdivision | STONEWATER SUBDIVISION |
| Jurisdiction | GASTON NC |
| Township / Civil Division | RIVERBEND |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 30104 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 332 SILVERCLIFF DR, MOUNT HOLLY, NC 28120-8944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Jun 23, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2024 · Amount on Record |
| Deed Sale | Apr 10, 2024 · Amount on Record |
| Prior Sale | Oct 19, 2018 · Amount on Record |
| Deed Book / Page | 5471 / 1409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 332 SILVERCLIFF DR, MOUNT HOLLY, NC 28120-8944 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 288 SAND PAVER WAY, FORT MILL, SC 29708-8072 |
| Document Number | 0054711411 |
|---|---|
| Date | Apr 10, 2024 |
| Book Page | 5471/1411 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 4201 MARSH LN, CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 19, 2018 |
| Property Address | 332 SILVERCLIFF DR, MOUNT HOLLY, NC 28120-8944 |
| Document Number | 0050061120 |
| Book / Page | 5006 / 1120 |
| Map Reference | MB 67 PG 61 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3512 DOGWOOD LN, 3512, MORGANTON, NC 28655-7150 |
| Name | Verified Name |
|---|---|
| Address | 332 SILVERCLIFF DR, MOUNT HOLLY, NC 28120-8944 |
| Document Number | 50061122 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 5006/1122 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 332 SILVERCLIFF DR, MOUNT HOLLY, NC 28120-8944 |
| Document Number | 0049940391 |
| Instrument Date | Jun 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 332 SILVERCLIFF DR MOUNT HOLLY NC 281208944, MOUNT HOLLY, NC 28120-8944 |
| Document Number | 0049940391 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 004994/000391 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Mount Holly City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,651.00 (-1.09%) | $1,060,940 (-) Land $370,800 Building $690,140 | |
| 2023 | $10,768.00 | $1,060,940 Land $370,800 Building $690,140 | |
| 2021 | $707,480 Land $287,370 Building $420,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2019–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNT HOLLY serves 19,200 people · EPA ID NC0136020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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