Middlesex County and Watertown City property record for 332 School St, Watertown, MA 02472
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,908 sqft · built 1925 |
| Lot Size | 0.278 acres (12,149 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $745,000 (Jul 2021) |
| Tax Bill | $10,059 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance May 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30069805 |
| Primary APN | 30069805 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,908 sqft Living Area |
| Gross Area | 2,505 sqft |
| Basement Area | 413 sqft |
| Unfinished Basement | 413 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,149 sqft |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 9964 |
|---|---|
| Street Address | 332 SCHOOL ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-1402 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | T |
| Legal Block | 2 |
| Legal Lot Number | 103B |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 370201 |
Source: Middlesex County and Watertown City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 332 SCHOOL ST, WATERTOWN, MA 02472-1402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| May 12, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Jul 1, 2021 | Condominium Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Dec 27, 2017 | Quit Claim Deed, Transfer CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2021 · Amount on Record |
| Deed Sale | Jul 1, 2021 · Amount on Record |
| Prior Sale | Dec 27, 2017 · Amount on Record |
| Deed Book / Page | 78160 / 434 |
| Transfer Doc | 070440-585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 332 SCHOOL ST, WATERTOWN, MA 02472-1402 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0076828-66 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 76828/66 |
| Instrument | 21265 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 332 SCHOOL ST, WATERTOWN, MA 02472-1402 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 074652-155 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 74652/155 |
| Instrument | 71079 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Jul 1, 2021 |
| Property Address | 332 SCHOOL ST, WATERTOWN, MA 02472-1402 |
| Document Number | 078160-434 |
| Book / Page | 78160 / 434 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 149979 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 332 SCHOOL ST # 332, 332, WATERTOWN, MA 02472-1402 |
| Document Number | 0000149980 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 149980 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Aug 1, 2028 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Dec 27, 2017 |
| Property Address | 332 SCHOOL ST, WATERTOWN, MA 02472-1402 |
| Document Number | 070440-585 |
| Book / Page | 70440 / 585 |
| Instrument | 209403 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59.37 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 332 SCHOOL ST, WATERTOWN, MA 02472-1402 |
| Document Number | 0704400587 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 70440/0587 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 27, 2047 |
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,059.00 (+4.45%) | $824,500 (-) Building $824,500 | $862,531 (-5.81%) |
| 2025 | $9,630.00 (+18.51%) | $824,500 (+18.72%) Building $824,500 | $915,705 (+5.63%) |
| 2024 | $8,126.00 (-12.46%) | $694,500 (+1.59%) Building $694,500 | $866,875 |
| 2023 | $9,283.00 | $683,600 Building $683,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–1987) |
| Most Recent Claim | Jan 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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