332 Saint Clair Ave, Cadiz, OH 43907 Property Records

Harrison County property record for 332 Saint Clair Ave, Cadiz, OH 43907

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 837 sqft · built 1910
Lot Size	0.09 acres (3,930 sqft)
Owner	Individual Name on Record
Tax Bill	$1,169 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-0000499.000`

Property Details

APN / Parcel Number

Primary APN	`05-0000499.000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	837 sqft Living Area
1st Floor Area	837 sqft
Upper Floors Area	798 sqft
Basement Area	798 sqft
Unfinished Basement	798 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Roof Material	Shingle
Lot Area	3,930 sqft (0.09 acres)
Lot Dimensions	131 ft deep x 30 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	332 SAINT CLAIR AVE
City	CADIZ
State	OH
Zip	43907-1149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 191-192-193 PTS VOL 276/4675
Legal Subdivision	PLAT OF JAMES ARNOLDS ADDITION
Legal Lot Number	191-193
Jurisdiction	HARRISON OH
Township / Civil Division	CADIZ
Census Block Group	3
Census Block	3011
Census Tract	976000

Owner

Source: Harrison County records, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	332 SAINT CLAIR AVE, CADIZ, OH 43907-1149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 23, 2021	Affidavit of Death of Joint Tenant, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 1987
Deed Sale	Jun 23, 1987
Deed Document Number	198799
Last Transfer Date	Aug 23, 2021
Transfer Doc	275/4673
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON OH
Recording Date	Nov 3, 2021
Property Address	332 SAINT CLAIR AVE, CADIZ, OH 43907-1149
Document Number	276/4675
Book / Page	276 / 4675
Instrument Date	Oct 29, 2021
Instrument	202100003391
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	NORWEST TITLE, NORTHWEST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 SAINT CLAIR AVE, CADIZ, OH 43907-1149

Mortgage

Document Number	202100003392
Date	Nov 3, 2021
Instrument	202100003392

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

August 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HARRISON OH
Recording Date	Aug 23, 2021
Property Address	332 SAINT CLAIR AVE, CADIZ, OH 43907-1149
Document Number	275/4673
Book / Page	275 / 4673
Instrument Date	Aug 23, 2021
Instrument	202100002530
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Harrison County
County Subdivision	Cadiz Township
Municipality	Cadiz Village
Unified School District	Harrison Hills City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,169.00 Additional exemption filed	$29,420 (-) Land $1,970 Building $27,450
2024	$1,169.00 (+3.45%) Additional exemption filed	$29,420 (-) Land $1,970 Building $27,450
2023	$1,130.00 (+46.56%) Homeowner's exemption Additional exemption filed	$29,420 (+58.51%) Land $1,970 Building $27,450	$84,060 (+58.51%) Land $5,630 Building $78,430
2022	$771.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$18,560 Land $1,630 Building $16,930
2020			$53,030 Land $4,660 Building $48,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2004)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADIZ VILLAGE PWS serves 3,353 people · EPA ID OH3400214
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Turbidity not recorded as resolved · Feb 2026
Treatment and Procedure	Lead service line inventory Oct 2024 No certified operator Jun 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smart Way Communications, Xfinity.

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