332 Ruth St, Denton, TX 76205 Property Records

Denton County property record for 332 Ruth St, Denton, TX 76205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 938 sqft · built 1960
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (May 2021)
Tax Bill	$2,880 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R27648 21709`

Property Details

APN / Parcel Number

Primary APN	`R27648 21709`
Alternative APNs	`SD0779A-000013-0000-0004-0000` `R27648` `988707`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	938 sqft Living Area
1st Floor Area	938 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	332 RUTH ST
City	DENTON
State	TX
Zip	76205-7221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALEX ROBERTSON ADDN BLK 13 LOT 4
Legal Subdivision	ALEX ROBERTSON ADDN
Legal Block	13
Legal Lot Number	4
Jurisdiction	DENTON TX
Township / Civil Division	DENTON
Census Block Group	2
Census Block	2011
Census Tract	21202

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	126 CROOKED TRL, BASTROP, TX 78602-2172
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Vendor's Lien, Transfer · Conventional Mortgage PALM LENDING LLC
Jul 13, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 21, 2018	Warranty Deed, Transfer · FHA Mortgage BANCORPSOUTH
Nov 29, 2017	Grant Deed, Subdivision Related Transfer ALAMO TITLE COMPANY
Nov 29, 2017	Warranty Deed, Transfer ALAMO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Prior Sale	Mar 21, 2018 · Amount on Record
Deed Document Number	202181348
Prior Transfer Date	May 4, 2021
Prior Transfer Doc	0000081348
Record Updated	Oct 29, 2026

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	May 5, 2021
Property Address	332 RUTH ST, DENTON, TX 76205-7221
Document Number	0000081348
Map Reference	VOL 1 PG 19
Instrument Date	May 4, 2021
Instrument	2021-081348
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3518 POINSETTIA DR, 3518, DALLAS, TX 75211-8501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 RUTH ST, DENTON, TX 76205-7221

Mortgage

Document Number	0000081349
Date	May 5, 2021
Instrument	2021-081349

Lender

Name	PALM LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	332 RUTH ST, DENTON, TX 76205-7221
Document Number	0000112063
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 RUTH ST DENTON TX 762057221, DENTON, TX 76205-7221

Mortgage

Document Number	0000112063
Date	Jul 30, 2020
Instrument	112063

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jul 29, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENTON TX
Recording Date	Mar 21, 2018
Property Address	332 RUTH ST, DENTON, TX 76205-7221
Document Number	0000031607
Instrument Date	Mar 21, 2018
Instrument	31607
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 RUTH ST DENTON TX 762057221, DENTON, TX 76205-7221

Mortgage

Document Number	31608
Date	Mar 21, 2018
Instrument	31608

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2048

November 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DENTON TX
Recording Date	Nov 29, 2017
Property Address	332 RUTH ST, DENTON, TX 76205-7221
Document Number	0000146047
Instrument Date	Nov 22, 2017
Instrument	146047
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2017
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 998 KRUM TX 762490998, KRUM, TX 76249-0998

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENTON TX
Recording Date	Nov 29, 2017
Property Address	332 RUTH ST, DENTON, TX 76205-7221
Document Number	0000146045
Instrument Date	Nov 22, 2017
Instrument	146045
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1412 W MAGNOLIA AVE #200 FORT WORTH TX 761044364, 200, FORT WORTH, TX 76104-4364

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,371 (-2.61%) Land $45,609 Building $161,762	$207,371 (-2.61%) Land $45,609 Building $161,762
2025	$2,880.00 (-29.15%)
2023	$4,065.00 (+5.58%)	$212,925 Land $52,907 Building $160,018	$212,925 Land $52,907 Building $160,018
2022	$3,850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1982–2012)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: ElektraFi, Nextlink, Optimum, Pavlov Media.

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