332 Ruth Pl, Clinton, IA 52732 Property Records

Clinton County property record for 332 Ruth Pl, Clinton, IA 52732

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,320 sqft · built 1972
Lot Size	0.233 acres (10,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,000 (Apr 2022)
Tax Bill	$3,160 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8062950000`

Property Details

APN / Parcel Number

Primary APN	`8062950000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Basement Area	1,320 sqft
Finished Basement	350 sqft
Unfinished Basement	1,320 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,160 sqft (0.233 acres)
Lot Dimensions	127 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	332 RUTH PL
City	CLINTON
State	IA
Zip	52732-5424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THORNBURG & WESTONS ADD LOTS 13 & 14 BLK 8& E 1/2 OF N & SALLEY ABTG
Legal Subdivision	THORNBURG & WESTONS ADD
Legal Block	8
Legal Lot Number	13,14
Jurisdiction	CLINTON IA
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1014
Census Tract	400

Owner

Source: Clinton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	332 RUTH PL, CLINTON, IA 52732-5424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Apr 29, 2022	Deed of Trust, Mortgage · FHA Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Deed Document Number	20223378
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IA
Recording Date	Jul 24, 2026
Property Address	332 RUTH PL, CLINTON, IA 52732-5424
Document Number	0000004192
Instrument Date	Jul 20, 2026
Instrument	20264192
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 RUTH PL, CLINTON, IA 52732-5424

Mortgage

Document Number	0000004192,
Date	Jul 24, 2026
Instrument	20264192

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IA
Property Address	332 RUTH PL, CLINTON, IA 52732-5424
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202203379
Date	Apr 29, 2022
Instrument	2022-03379

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clinton County
Municipality	Clinton City
Unified School District	Clinton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,160.00 (+11.03%)	$186,040 (-) Land $15,680 Building $170,360	$186,040 (-) Land $15,680 Building $170,360
2025		$186,040 (+14.06%) Land $15,680 Building $170,360	$186,040 (+14.06%) Land $15,680 Building $170,360
2024	$2,846.00 (+6.04%)
2023		$163,100 Land $15,680 Building $147,420	$163,100 Land $15,680 Building $147,420
2022	$2,684.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Aug 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IOWA-AMERICAN WTR CO-CLINTON DISTRICT private · serves 24,769 people · EPA ID IA2326048
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Grand Mound Communications Fixed Wireless	100 / 20

May also be available: Nextlink.

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