332 Pine Cone Dr, Berlin, MD 21811 Property Records

Worcester County property record for 332 Pine Cone Dr, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	1 ba · 748 sqft · built 2002
Lot Size	0.046 acres (2,000 sqft)
Owner	Individual Name on Record
Last Sale	$134,000 (Nov 2003)
Tax Bill	$1,630 (2026)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-125300`

Property Details

APN / Parcel Number

Primary APN	`03-125300`
Alternative APN	`125300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	748 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	125300
Street Address	332 PINE CONE DR
City	BERLIN
State	MD
Zip	21811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	LOT 332 PINE CONE DRIVE WHITE HORSE PARK PHASE 3
Legal Subdivision	WHITE HORSE PARK PH 03
Legal Phase	3
Legal Lot Number	332
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	1
Census Block	1020
Census Tract	950700

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2640 FERNCREEK LN, YORK, PA 17404-1289
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2003 · Amount on Record
Deed Sale	Nov 12, 2003 · Amount on Record
Prior Sale	Apr 2, 2002 · Amount on Record
Deed Document Number	2003346131
Deed Book / Page	3933 / 97
Record Updated	Oct 29, 2026

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Jan 24, 2017
Property Address	332 PINE CONE DR, BERLIN, MD 21811
Document Number	0069290243
Book / Page	006929 / 000243
Instrument Date	Jan 20, 2017
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2640 FERNCREEK LN YORK PA 174041289, YORK, PA 17404-1289

Mortgage

Document Number	69290248
Date	Jan 24, 2017
Book Page	006929/000248

Lender

Name	FIRST SHR FED'L S&L ASSN
Type	Federal Savings Bank
Address	SALISBURY, MD 21803-4248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,630.00 (+15.19%)	$176,633 (+37.85%)	$199,900 (+53.65%) Land $74,000 Building $125,900
2025	$1,415.00 (+15.42%)
2023	$1,226.00	$128,133	$130,100 Land $63,000 Building $67,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 155 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	155 in force
Nearby Flood Claims	26 (1985–2024)
Claims Outside the SFHA	14 of 26
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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