Stafford County property record for 332 Phillips St, Fredericksburg, VA 22405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,534 sqft · built 2016 |
| Lot Size | 0.39 acres (16,997 sqft) |
| Owner | Individual Name on File |
| Last Sale | $485,000 (May 2022) |
| Tax Bill | $4,242 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 54D-2A-7 |
| Primary APN | 54D-2A-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,534 sqft Living Area |
| 1st Floor Area | 906 sqft |
| Basement Area | 480 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,997 sqft (0.39 acres) |
| Garage Type | Basement |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 53933 |
|---|---|
| Street Address | 332 PHILLIPS ST |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-2716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1- SUBURB RES |
| Legal Description | LOT 7 SEC 2 16998 SQFT HOLLY RIDGE PM140000149 |
| Legal Subdivision | HOLLY RDG SUB SEC 2 |
| Legal Lot Number | 7 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | GEORGE WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10406 |
332 Phillips St is owned and occupied by an individual who bought it in May 2022.
Source: Stafford County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 332 PHILLIPS ST, FREDERICKSBURG, VA 22405-2716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on File |
| Deed Sale | May 20, 2022 · Amount on File |
| Deed Document Number | 220011191 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | May 20, 2022 |
| Property Address | 332 PHILLIPS ST, FREDERICKSBURG, VA 22405-2716 |
| Document Number | 0220011191 |
| Instrument Date | May 20, 2022 |
| Instrument | 220011191 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2022 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0220011192 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 220011192 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 332 Phillips St was $4,242.
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,242.00 | $452,900 Land $125,000 Building $327,900 | $452,900 Land $125,000 Building $327,900 |
| 2023 | $3,588.00 | $379,700 Land $115,000 Building $264,700 | $379,700 Land $115,000 Building $264,700 |
| 2021 | $3,176.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 332 Phillips St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 332 Phillips St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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