332 Phillips St, Fredericksburg, VA 22405 Property Records

Stafford County property record for 332 Phillips St, Fredericksburg, VA 22405

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,534 sqft · built 2016
Lot Size0.39 acres (16,997 sqft)
OwnerIndividual Name on File
Last Sale$485,000 (May 2022)
Tax Bill$4,242 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN54D-2A-7

Property Details

APN / Parcel Number

Primary APN54D-2A-7
Alternative APN
  • 53933

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,534 sqft Living Area
1st Floor Area906 sqft
Basement Area480 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Architectural StyleOther
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,997 sqft (0.39 acres)
Garage TypeBasement
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number53933
Street Address332 PHILLIPS ST
CityFREDERICKSBURG
StateVA
Zip22405-2716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1- SUBURB RES
Legal DescriptionLOT 7 SEC 2 16998 SQFT HOLLY RIDGE PM140000149
Legal SubdivisionHOLLY RDG SUB SEC 2
Legal Lot Number7
JurisdictionSTAFFORD VA
Township / Civil DivisionGEORGE WASHINGTON
Census Block Group2
Census Block2005
Census Tract10406

Owner

332 Phillips St is owned and occupied by an individual who bought it in May 2022.

Source: Stafford County records, as of November 17, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address332 PHILLIPS ST, FREDERICKSBURG, VA 22405-2716
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2022 · Amount on File
Deed SaleMay 20, 2022 · Amount on File
Deed Document Number220011191
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTAFFORD VA
Recording DateMay 20, 2022
Property Address332 PHILLIPS ST, FREDERICKSBURG, VA 22405-2716
Document Number0220011191
Instrument DateMay 20, 2022
Instrument220011191
Transaction TypeTransfer
Record UpdatedJun 1, 2022
Title CompanyREGIS TITLE LLC, RGS TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220011192
DateMay 20, 2022
Instrument220011192
Lender
NameGEORGE MASON MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 332 Phillips St was $4,242.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,242.00$452,900 Land $125,000 Building $327,900$452,900 Land $125,000 Building $327,900
2023$3,588.00$379,700 Land $115,000 Building $264,700$379,700 Land $115,000 Building $264,700
2021$3,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 332 Phillips St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 332 Phillips St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTAFFORD COUNTY UTILITIES
serves 123,684 people · EPA ID VA6179100
Water SourceSurface water
Last State InspectionNov 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Cox Communications
Cable
2,000 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Phillips St

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