Horry County property record for 332 Ocean Commons Dr, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,352 sqft · built 2021 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $39,000 (Mar 2022) |
| Tax Bill | $1,710 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Mar 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 459-06-04-0108 |
| Primary APN | 459-06-04-0108 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 332 OCEAN COMMONS DR |
|---|---|
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-5533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RETREAT @ OCEAN COMMONS PH 3; LOT 90 |
| Legal Subdivision | RETREAT @ OCEAN COMMONS PH 3 |
| Legal Lot Number | 90 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 51403 |
Source: Horry County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 332 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ANDERSON BROTHERS BANK |
| Mar 18, 2022 | Warranty Deed, Transfer |
| May 26, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2022 · Amount on Record |
| Deed Sale | Mar 18, 2022 · Amount on Record |
| Prior Sale | May 26, 2021 · Amount on Record |
| Deed Document Number | 0004529152 |
| Deed Book / Page | 4529 / 152 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 332 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5533 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 332 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5533 |
| Document Number | 65710000000871 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 0000006571/0000000871 |
| Name | ANDERSON BROTHERS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Mar 18, 2022 |
| Property Address | 332 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5533 |
| Document Number | 0045290152 |
| Book / Page | 4529 / 152 |
| Instrument Date | Mar 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 332 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5533 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | May 26, 2021 |
| Property Address | 332 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5533 |
| Document Number | 0044241373 |
| Book / Page | 4424 / 1373 |
| Instrument Date | May 25, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 332 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5533 |
| Investor | Possibly a Property Investor |
| Document Number | 63930000003318 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 0000006393/0000003318 |
| Name | DHI MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,710.00 | ||
| 2024 | $1,710.00 (-8.75%) | $26,453 (+862.63%) Land $7,500 Building $18,953 | $440,886 (+862.63%) Land $125,000 Building $315,886 |
| 2023 | $1,874.00 (+178.04%) | $2,748 (-) Land $2,748 | $45,800 (-) Land $45,800 |
| 2021 | $674.00 | $2,748 Land $2,748 | $45,800 Land $45,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 127 units insured incl. 37 condo units |
| Nearby Flood Claims | 21 (1996–2026) |
| Claims Outside the SFHA | 21 of 21 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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