332 N Eldorado St, San Mateo, CA 94401 Property Records

San Mateo County property record for 332 N Eldorado St, San Mateo, CA 94401

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,650 sqft · built 1946
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$1,380,000 (Jul 2024)
Tax Bill	$17,477 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2017 Reverse Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`033-042-070`

Property Details

APN / Parcel Number

Primary APN	`033-042-070`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,650 sqft Living Area
1st Floor Area	1,150 sqft
Family Room	Family Room

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	332 N ELDORADO ST
City	SAN MATEO
State	CA
Zip	94401-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20000
Legal Description	LOT 5 VOELKER TERRACE RSM 25/6
Legal Subdivision	VOELKER TERRACE
Legal Lot Number	5
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1009
Census Tract	606201

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	332 N ELDORADO ST, SAN MATEO, CA 94401-1734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW WAVE LENDING GROUP INC
Mar 1, 2017	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
May 8, 2019	Intrafamily Transfer, Transfer · Reverse Mortgage SYNERGY ONE LENDING
Feb 23, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2024 · Amount on Record
Deed Sale	Jul 11, 2024 · Amount on Record
Deed Document Number	202436690
Prior Transfer Date	Apr 24, 2019
Prior Transfer Doc	0000034100
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	332 N ELDORADO ST, SAN MATEO, CA 94401-1734
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 N ELDORADO ST, SAN MATEO, CA 94401-1734

Mortgage

Document Number	0000000815
Date	Jan 7, 2026
Instrument	2026-000815

Lender

Name	NEW WAVE LENDING GROUP INC
Type	Mortgage Company
Address	WALNUT, CA 91789

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	332 N ELDORADO ST, SAN MATEO, CA 94401-1734
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018413
Date	Mar 1, 2017
Instrument	2017-018413

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.48%
Type Change Date	Mar 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	May 8, 2019
Property Address	332 N ELDORADO ST, SAN MATEO, CA 94401-1734
Document Number	0000034100
Map Reference	MB 25 PG 6
Instrument Date	Apr 24, 2019
Instrument	2019-034100
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PRC DIV OF PLACER TTL CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13001 BROOKPARK RD, OAKLAND, CA 94619-3503

Mortgage

Document Number	0000034101
Date	May 8, 2019
Instrument	2019-034101

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	332 N ELDORADO ST, SAN MATEO, CA 94401-1734
Document Number	0000018414
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	332 N ELDORADO ST SAN MATEO CA 944011734, SAN MATEO, CA 94401-1734

Mortgage

Document Number	0000018414
Date	Mar 1, 2017
Instrument	18414

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.48%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,407,600 (+2%) Land $958,800 Building $448,800
2025	$17,477.00 (+709.12%)	$1,380,000 (+1,486.21%) Land $940,000 Building $440,000
2023	$2,160.00 (+2.27%) Homeowner's exemption	$87,000 Land $17,649 Building $69,351	$1,695,420
2022	$2,112.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Sonic Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Unwired.

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