332 N 24th St, Middlesboro, KY 40965 Property Records

Bell County property record for 332 N 24th St, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,256 sqft
Owner	Individual Name on Record
Last Sale	$127,500 (Jan 2010)
Tax Bill	$974 (2025)
Deeds & Mortgages	Jan 2010 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`069-41-07-030.00`

Property Details

APN / Parcel Number

Primary APN	`069-41-07-030.00`
Alternative APNs	`16404` `16870`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,256 sqft Living Area

Exterior

Exterior Material	Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Terrain	Rolling
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Account Number	16870
Street Address	332 N 24TH ST
City	MIDDLESBORO
State	KY
Zip	40965-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE 307 (LOT 48 & PART OF 47 & 49)
Legal Lot Number	48
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	1
Census Block	1029
Census Tract	960700

Owner

Source: Bell County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	332 N 24TH ST, MIDDLESBORO, KY 40965-2008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2010 · Amount on Record
Deed Sale	Jan 4, 2010 · Amount on Record
Deed Document Number	000D347806
Deed Book / Page	D347 / 806
Record Updated	Jun 8, 2026

January 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Jan 4, 2010
Property Address	332 N 24TH ST, MIDDLESBORO, KY 40965-2008
Document Number	D347/806
Book / Page	D347 / 806
Instrument Date	Dec 30, 2009
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M288/717
Date	Jan 4, 2010
Book Page	M288/717

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	395 Months
Due	Dec 30, 2042

Tax Assessment & Valuation

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$974.00 (+14.72%) Homeowner's exemption	$140,000 (+9.8%) Land $140,000	$140,000 (+9.8%) Land $140,000
2023	$849.00 Homeowner's exemption	$127,500	$127,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	43 (1981–2021)
Claims Outside the SFHA	21 of 43
Most Recent Claim	Mar 2021 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 13 claims Severe Storms, Tornadoes,and Flooding, Apr 1998 · 5 claims Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20