332 Mill Stream Way, Williamsburg, VA 23185 Property Records

James City County property record for 332 Mill Stream Way, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,198 sqft · built 2016
Lot Size	0.651 acres (28,358 sqft)
Owner	2 Company Names on Record
Last Sale	$150,000 (Aug 2014)
Tax Bill	$8,226 (2025)
Deeds & Mortgages	Sep 2025 Transfer Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`47-1 19-0-0017`

Property Details

APN / Parcel Number

Primary APN	`47-1 19-0-0017`
Alternative APN	`23468`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,198 sqft Living Area
Basement Area	3,198 sqft
Finished Basement	1,103 sqft
Unfinished Basement	2,095 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	28,358 sqft (0.651 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	877 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	23468
Street Address	332 MILL STREAM WAY
City	WILLIAMSBURG
State	VA
Zip	23185-3192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 LIMITED
Legal Description	L-17 S-6 SETTLERS MILL
Legal Subdivision	SETTLERS MILL
Legal Lot Number	17
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1020
Census Tract	80202

Owner

Source: James City County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	332 MILL STREAM WAY, WILLIAMSBURG, VA 23185-3192
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Intrafamily Transfer, Transfer
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNET BANK OF INDIANA
Jan 4, 2021	Quit Claim Deed, Transfer SEMPER HM LOANS
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNET BK/INDIANA
Dec 29, 2016	Deed of Trust, Mortgage TOWNEBANK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2014 · Amount on Record
Deed Sale	Aug 1, 2014 · Amount on Record
Deed Book / Page	1400 / 12480
Last Transfer Date	Sep 4, 2025
Transfer Doc	0202513153
Record Updated	Jun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Sep 12, 2025
Property Address	332 MILL STREAM WAY, WILLIAMSBURG, VA 23185-3192
Document Number	0202513153
Map Reference	MB 73 PG 13-15
Instrument Date	Sep 4, 2025
Instrument	202513153
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	332 MILL STREAM WAY, WILLIAMSBURG, VA 23185-3192

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	332 MILL STREAM WAY, WILLIAMSBURG, VA 23185-3192
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210021281
Date	Oct 27, 2021
Instrument	210021281

Lender

Name	FIRST INTERNET BANK OF INDIANA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jan 4, 2021
Property Address	332 MILL STREAM WAY, WILLIAMSBURG, VA 23185-3192
Document Number	0000000119
Instrument Date	Dec 26, 2020
Instrument	119
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 MILL STREAM WAY WILLIAMSBURG VA 231853192, WILLIAMSBURG, VA 23185-3192

Mortgage

Document Number	121
Date	Jan 4, 2021
Instrument	121

Lender

Name	SEMPER HM LOANS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 3, 2036

Interest

Rate Type	Fixed Rate
Rate	2%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	332 MILL STREAM WAY, WILLIAMSBURG, VA 23185-3192
Document Number	0000002705
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 MILL STREAM WAY WILLIAMSBURG VA 231853192, WILLIAMSBURG, VA 23185-3192

Mortgage

Document Number	0000002705
Date	Feb 19, 2020
Instrument	2705

Lender

Name	FIRST INTERNET BK/INDIANA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 18, 2035

Interest

Rate Type	Fixed Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	332 MILL STREAM WAY, WILLIAMSBURG, VA 23185-3192
Document Number	0000000079
Instrument Date	Dec 29, 2016
Transaction Type	Mortgage
Record Updated	Jan 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	332 MILL STREAM WAY WILLIAMSBURG VA 23185, WILLIAMSBURG, VA 23185

Mortgage

Document Number	0000000079
Date	Jan 4, 2017
Instrument	79

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,226.00 (+6.42%)	$991,100 (+36.5%) Land $194,100 Building $797,000	$991,100 (+36.5%) Land $194,100 Building $797,000
2024	$7,730.00 (+28.28%)
2023	$6,026.00	$726,100 Land $140,300 Building $585,800	$726,100 Land $140,300 Building $585,800
2022	$6,026.00 (+6.75%)
2019	$5,645.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2006–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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