Contra Costa County property record for 332 Margaret Ct, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,885 sqft · built 1986 |
| Lot Size | 0.328 acres (14,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $324,000 (Dec 2009) |
| Tax Bill | $5,503 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 098-461-009-7 |
| Primary APN | 098-461-009-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,885 sqft Living Area |
| Gross Area | 2,324 sqft |
| 1st Floor Area | 926 sqft |
| 2nd Floor Area | 959 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,300 sqft (0.328 acres) |
| Garage Type | Attached |
| Garage Area | 439 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 332 MARGARET CT |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-3055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | T5430 L9 |
| Legal Subdivision | MAP/5430 |
| Legal Tract | 5430 |
| Legal Lot Number | 9 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | ANTIOCH-PITTSBURG |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 314200 |
332 Margaret Ct is owned and occupied by an individual who bought it in December 2009.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 332 MARGARET CT, BAY POINT, CA 94565-3055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2009 · Amount on File |
| Deed Sale | Dec 2, 2009 · Amount on File |
| Deed Document Number | 2009283325 |
| Prior Transfer Date | Dec 13, 2002 |
| Prior Transfer Doc | 0000484112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 332 MARGARET CT, BAY POINT, CA 94565-3055 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 332 MARGARET CT, BAY POINT, CA 94565-3055 |
| Document Number | 0000107937 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2021-107937 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 236 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 332 MARGARET CT, BAY POINT, CA 94565-3055 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 332 MARGARET CT, BAY POINT, CA 94565-3055 |
| Document Number | 0000139291 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 2022-139291 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2025 property tax bill for 332 Margaret Ct was $5,503.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $426,574 (+2%) Land $57,923 Building $368,651 | |
| 2025 | $5,503.00 | $418,211 Land $56,788 Building $361,423 |
| 2023 | $5,243.00 (+0.75%) | $401,974 Land $54,584 Building $347,390 |
| 2022 | $5,204.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 332 Margaret Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 332 Margaret Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Unwired, Verizon.
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