332 Lower Stone Ave, Bowling Green, KY 42101 Property Records

Warren County property record for 332 Lower Stone Ave, Bowling Green, KY 42101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,130 sqft · built 1996
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$151,500 (May 2021)
Tax Bill	$1,342 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050B-68-139`

Property Details

APN / Parcel Number

Primary APN	`050B-68-139`
Alternative APNs	`H0014701` `381488`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,130 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	199 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	288 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	332 LOWER STONE AVE
City	BOWLING GREEN
State	KY
Zip	42101-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	COUNTRYSIDE MANOR
Legal Lot Number	139
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	2
Census Block	2003
Census Tract	11300

Owner

332 Lower Stone Ave is owned and occupied by two individuals who bought it in May 2021.

Source: Warren County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	332 LOWER STONE AVE, BOWLING GREEN, KY 42101-9715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed, Transfer · Conventional Mortgage SERVICE ONE CU INC
Jun 12, 2017	Deed, Transfer · FHA Mortgage CENTURY LENDING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Prior Sale	Jun 12, 2017 · Amount on File
Deed Document Number	20211189955
Deed Book / Page	1231 / 64
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	May 17, 2021
Property Address	332 LOWER STONE AVE, BOWLING GREEN, KY 42101-9715
Document Number	D1231/64
Book / Page	D1231 / 64
Map Reference	MB 28 PG 105
Instrument Date	May 14, 2021
Instrument	1189955
Transaction Type	Transfer
Record Updated	Jun 3, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 E 3RD ST, 123, MAYSVILLE, KY 41056-1745

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	332 LOWER STONE AVE, BOWLING GREEN, KY 42101-9715

Mortgage

Document Number	1189956
Date	May 17, 2021
Instrument	1189956

Lender

Name	SERVICE ONE CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	Other
Max Rate	5.25%

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jun 12, 2017
Property Address	332 LOWER STONE AVE, BOWLING GREEN, KY 42101-9715
Document Number	0D1141/209
Book / Page	D1141 / 209
Map Reference	MB28 PG105
Instrument Date	Jun 8, 2017
Instrument	939996
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123D W F HALL RD, 123D, AUBURN, KY 42206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 LOWER STONE AVE, BOWLING GREEN, KY 42101-9715

Mortgage

Document Number	0000939998
Date	Jun 12, 2017
Instrument	939998

Lender

Name	CENTURY LENDING CO
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 332 Lower Stone Ave was $1,342.

Source: Warren County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,342.00	$153,400	$153,400
2023	$1,349.00	$151,500	$151,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 332 Lower Stone Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 332 Lower Stone Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
North Central Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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