332 Los Altos Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 332 Los Altos Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,737 sqft · built 1978
Lot Size	0.174 acres (7,579 sqft)
Owner	2 Individual Names on File
Last Sale	$1,865,000 (Jun 2023)
Tax Bill	$17,663 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`044-371-11`

Property Details

APN / Parcel Number

Primary APN	`044-371-11`
Alternative APNs	`044-371-11-000` `04420208000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,737 sqft Living Area
Gross Area	2,137 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,579 sqft (0.174 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	273 sqft
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	332 LOS ALTOS DR
City	APTOS
State	CA
Zip	95003-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Subdivision	APTOS BCH CNTRY CLB PROP 01
Legal Lot Number	8
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1007
Census Tract	122203

Owner

332 Los Altos Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	332 LOS ALTOS DR, APTOS, CA 95003-5224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Grant Deed, Transfer · Conventional Mortgage TECHNOLOGY CU
Mar 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage REDWOOD CU
Dec 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SCENIC OAKS FUNDING
Oct 1, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on File
Deed Sale	Jun 2, 2023 · Amount on File
Prior Sale	Oct 21, 2014 · Amount on File
Deed Document Number	20239748
Prior Transfer Date	Nov 25, 2020
Prior Transfer Doc	0000051137
Record Updated	Sep 20, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 2, 2023
Property Address	332 LOS ALTOS DR, APTOS, CA 95003-5224
Document Number	0000009748
Map Reference	MB 23 PG 1
Instrument Date	May 26, 2023
Instrument	2023-0009748
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,051.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	332 LOS ALTOS DR, APTOS, CA 95003-5224

Mortgage

Document Number	0000009749
Date	Jun 2, 2023
Instrument	2023-0009749

Lender

Name	TECHNOLOGY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	332 LOS ALTOS DR, APTOS, CA 95003-5224
Transaction Type	Mortgage
Record Updated	Mar 29, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TIT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 LOS ALTOS DR, APTOS, CA 95003-5224

Mortgage

Document Number	0000004591
Date	Mar 17, 2023
Instrument	2023-0004591

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2038

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 1, 2020
Property Address	332 LOS ALTOS DR, APTOS, CA 95003-5224
Document Number	0000051137
Map Reference	MB 23 PG 1
Instrument Date	Nov 25, 2020
Instrument	2020-0051137
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 LOS ALTOS DR, APTOS, CA 95003-5224

Mortgage

Document Number	0000051138
Date	Dec 1, 2020
Instrument	2020-0051138

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 1, 2019
Property Address	332 LOS ALTOS DR, APTOS, CA 95003-5224
Document Number	0000029938
Map Reference	MB 23 PG 1
Instrument Date	Sep 26, 2019
Instrument	2019-0029938
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 LOS ALTOS DR, APTOS, CA 95003-5224

Mortgage

Document Number	0000029939
Date	Oct 1, 2019
Instrument	2019-0029939

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 332 Los Altos Dr was $17,663 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,455,548 (+2%) Land $1,091,661 Building $363,887
2025	$17,663.00 Homeowner's exemption	$1,427,007 Land $1,070,255 Building $356,752
2023	$11,148.00 (+2.2%)	$906,817 Land $680,113 Building $226,704	$1,632,060
2022	$10,908.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 332 Los Altos Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 332 Los Altos Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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