332 Lake Carnegie Ct, Laredo, TX 78041 Property Records

Webb County property record for 332 Lake Carnegie Ct, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,198 sqft · built 2004
Lot Size	0.199 acres (8,679 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,300 (Apr 2022)
Tax Bill	$1,892 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`991-00020-020`

Property Details

APN / Parcel Number

Primary APN	`991-00020-020`
Alternative APN	`303923`

Interior

Stories	1 Story
Building Area	2,198 sqft Living Area
Gross Area	2,682 sqft
1st Floor Area	2,198 sqft
Utility Area	412 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Tile
Lot Area	8,679 sqft (0.199 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	336 sqft
Porch	Open Porch
Porch Area	356 sqft

Location & Zoning

Street Address	332 LAKE CARNEGIE CT
City	LAREDO
State	TX
Zip	78041-1984
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LAKESIDE, BLOCK 20, LOT 2, PHASE 11
Legal Subdivision	LAKESIDE
Legal Phase	11
Legal Block	20
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3005
Census Tract	1714

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	332 LAKE CARNEGIE CT, LAREDO, TX 78041-1984
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 13, 2022	Vendor's Lien, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Prior Sale	Jul 18, 2006 · Amount on Record
Deed Document Number	20221464613
Deed Book / Page	5253 / 312
Prior Transfer Date	Jul 10, 2006
Prior Transfer Doc	002140/176
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	332 LAKE CARNEGIE CT, LAREDO, TX 78041-1984
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 LAKE CARNEGIE CT, LAREDO, TX 78041-1984

Mortgage

Document Number	005539/145
Date	Sep 28, 2023
Book Page	5539/145
Instrument	1511782

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	May 1, 2052

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 13, 2022
Property Address	332 LAKE CARNEGIE CT, LAREDO, TX 78041-1984
Document Number	005253/312
Book / Page	5253 / 312
Map Reference	VOL 24 PG 33
Instrument Date	Apr 11, 2022
Instrument	1464613
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 LAKE CARNEGIE CT, LAREDO, TX 78041-1984

Mortgage

Document Number	0001464614
Date	Apr 13, 2022
Instrument	1464614

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,000 (+1.08%) Land $145,466 Building $232,534	$378,000 (+1.08%) Land $145,466 Building $232,534
2025	$1,892.00 (-12.57%) Homeowner's exemption	$373,966 (+6.89%) Land $145,466 Building $228,500	$373,966 (+6.89%) Land $145,466 Building $228,500
2024	$2,164.00 (-4.84%)
2023		$349,862 Land $108,752 Building $241,110	$349,862 Land $108,752 Building $241,110
2022	$2,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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