1. Home
  2. New Jersey
  3. Bergen County
  4. Ridgewood
  5. James St

332 James St, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 332 James St, Ridgewood, NJ 07450 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,680 sqft · built 1972
Lot Size0.161 acres (7,013 sqft)
Owner2 Individual Names on File
Last Sale$409,000 (Aug 2020)
Tax Bill$12,598 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN51-04314-0000-00004

Property Details

APN / Parcel Number

Primary APN51-04314-0000-00004
Alternative APN
  • 510431400004

Interior

Stories2 Stories
Building Area1,680 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeFrame
Lot Area7,013 sqft (0.161 acres)
Lot Dimensions100 ft deep x 70 ft wide

Location & Zoning

Street Address332 JAMES ST
CityRIDGEWOOD
StateNJ
Zip07450-5317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.161 AC
Legal SubdivisionRIDGEWOOD-BERGEN REALTY
Legal Block4314
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group2
Census Block2006
Census Tract47500

Owner

Source: Bergen County and Ridgewood Village records · APN 51-04314-0000-00004

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address332 JAMES ST, RIDGEWOOD, NJ 07450-5317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2022Deed of Trust, Mortgage · Line of Credit
VISIONS FCU
Jun 01, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 25, 2020Deed, Transfer
TITLE GUARANTY AGENCY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 25, 2020 · Amount on Record
Deed SaleAug 25, 2020 · Amount on Record
Prior SaleSep 14, 2005 · Amount on Record
Deed Document Number202077328
Deed Book / Page3680 / 211
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address332 JAMES ST, RIDGEWOOD, NJ 07450-5317
Transaction TypeMortgage
Record UpdatedDec 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address332 JAMES ST, RIDGEWOOD, NJ 07450-5317

Mortgage

Document Number0048610610
DateNov 15, 2022
Book Page4861/610
Instrument2022107872
Lender
NameVISIONS FCU
TypeCredit Union
AddressENDICOTT, NY 13760
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueOct 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address332 JAMES ST, RIDGEWOOD, NJ 07450-5317
Transaction TypeMortgage
Record UpdatedAug 25, 2021
Title CompanyNOBLE TITLE, NOBLE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041791785
DateJun 01, 2021
Book Page4179/1785
Instrument2021086941
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueMay 01, 2051

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateAug 25, 2020
Property Address332 JAMES ST, RIDGEWOOD, NJ 07450-5317
Document Number0036800211
Book / Page3680 / 211
Instrument DateJun 08, 2020
Instrument20-077328
Transaction TypeTransfer
Record UpdatedNov 02, 2021
Title CompanyTITLE GUARANTY AGENCY INC

Transaction

AmountAmount Recorded
Tax$3,301.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address322 JAMES ST, 322, RIDGEWOOD, NJ 07450

Transferred To (Grantee/Buyer)

NameVerified Name
Address332 JAMES ST, RIDGEWOOD, NJ 07450-5317

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$435,900 (-) Land $283,100 Building $152,800$435,900 (-) Land $283,100 Building $152,800
2025$12,598.00 (+0.74%)$435,900 (-) Land $283,100 Building $152,800$435,900 (-) Land $283,100 Building $152,800
2024$12,505.00 (+4.97%)
2023$435,900 Land $283,100 Building $152,800$435,900 Land $283,100 Building $152,800
2022$11,913.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030475002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 22 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims43 (1989–2021)
Claims Outside the SFHA7 of 43
Most Recent ClaimSep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Claims By Storm
  • Remnants Of Hurricane Ida, Sep 2021 · 7 claims
  • Hurricane Irene, Aug 2011 · 14 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 19 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 421 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on James St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures