332 Echo Rdg, Maggie Valley, NC 28751 Property Records

Haywood County property record for 332 Echo Rdg, Maggie Valley, NC 28751

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,291 sqft · built 2006
Lot Size	2.6 acres (113,387 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Sep 2020)
Tax Bill	$3,649 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7696-96-6942`

Property Details

APN / Parcel Number

Primary APN	`7696-96-6942`
Alternative APN	`262927`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,291 sqft Heated Area
Gross Area	2,120 sqft
1st Floor Area	1,291 sqft
Upper Floors Area	829 sqft
Basement Area	1,291 sqft
Finished Basement	1,291 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Rustic
Exterior Material	Logs
Lot Area	113,387 sqft (2.6 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	262927
Street Address	332 ECHO RDG
City	MAGGIE VALLEY
State	NC
Zip	28751-7794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#22 SWEETWATER FARM
Legal Subdivision	SWEETWATER FARM
Legal Unit	22
Jurisdiction	HAYWOOD NC
Township / Civil Division	IVY HILL
Census Block Group	2
Census Block	2002
Census Tract	920701

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	332 ECHO RDG, MAGGIE VALLEY, NC 28751-7794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Sep 1, 2020	Warranty Deed, Transfer · Conventional Mortgage PRINCETON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Apr 1, 2005 · Amount on Record
Deed Document Number	20208577
Deed Book / Page	1006 / 896
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	332 ECHO RDG, MAGGIE VALLEY, NC 28751-7794
Transaction Type	Mortgage
Record Updated	Nov 11, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 ECHO RDG, MAGGIE VALLEY, NC 28751-7794

Mortgage

Document Number	0010541706
Date	Feb 4, 2022
Book Page	1054/1706
Instrument	2022001246

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Sep 1, 2020
Property Address	332 ECHO RDG, MAGGIE VALLEY, NC 28751-7794
Document Number	0010060896
Book / Page	1006 / 896
Instrument Date	Aug 28, 2020
Instrument	2020008577
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1136 SOUTHPOINT TRL, 1136, DURHAM, NC 27713-6754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 ECHO RDG, MAGGIE VALLEY, NC 28751-7794

Mortgage

Document Number	0001006901
Date	Sep 1, 2020
Instrument	1006/901

Lender

Name	PRINCETON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537,000 (-) Land $116,200 Building $420,800
2025	$3,649.00	$537,000 (-) Land $116,200 Building $420,800	$537,000 (-) Land $116,200 Building $420,800
2023		$537,000 Land $116,200 Building $420,800	$537,000 (-) Land $116,200 Building $420,800
2021			$537,000 Land $116,200 Building $420,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAGGIE VALLEY SANITARY DIST serves 9,629 people · EPA ID NC0144040
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless · Fiber in parts of the area	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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