332 E Vineyard Rd, Hayesville, NC 28904 Property Records

Clay County property record for 332 E Vineyard Rd, Hayesville, NC 28904 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1994
Square Footage792 sqft Heated Area
Lot Size38,202 sqft (0.876 acres)
OccupancyOwner Occupied
Last Sale$128,000 (2020)
Tax Bill$453.00 (2025)

Owner

Source: Clay County records · APN 640900695001

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address332 E VINEYARD RD, HAYESVILLE, NC 28904-5364
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
May 07, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
EQUITY RESOURCES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2020 · Amount on Record
Deed SaleAug 18, 2020 · Amount on Record
Deed Doc Number0000442189
Record RefreshedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY NC
Property Address332 E VINEYARD RD, HAYESVILLE, NC 28904-5364
Transaction TypeMortgage
Record UpdatedMar 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address332 E VINEYARD RD, HAYESVILLE, NC 28904-5364

Mortgage

Document Number0000U16/51
DateMar 06, 2023
Book PageU16/51
Instrument2023000499
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueFeb 25, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY NC
Property Address332 E VINEYARD RD, HAYESVILLE, NC 28904-5364
Transaction TypeMortgage
Record UpdatedMar 08, 2023
Title CompanyWATSON TITLE SERVICES INC, WATSON TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000Z15/15
DateMay 07, 2021
Book PageZ15/15
Instrument2021001587
Lender
NameEQUITY RESOURCES INC
TypeMortgage Company
AddressNEWARK, OH 43055
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyClay County
Unified School DistrictClay County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$453.00 (+28.33%)$75,300 (-) Land $24,600 Building $50,700$75,300 (-) Land $24,600 Building $50,700
2023$353.00$75,300 Land $24,600 Building $50,700$75,300 Land $24,600 Building $50,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 64% of the US · above 87% of North Carolina
Wildfire LikelihoodAbout 1 in 431 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN640900695001
Alternative APN
  • 618958000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area792 sqft Heated Area

Exterior

Year BuiltBuilt 1994
Lot Area38,202 sqft (0.876 acres)

Location & Zoning

Account Number618958000
Street Address332 E VINEYARD RD
CityHAYESVILLE
StateNC
Zip28904-5364
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 P/O ANDREWS
Legal Lot Number2
JurisdictionCLAY NC
Minor Civil DivisionSHOOTING CREEK
Census Blockgroup2
Census Block2006
Census Tract950102

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