Albemarle County property record for 332 Copper Hill Dr, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,593 sqft · built 1991 |
| Lot Size | 0.335 acres (14,593 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Aug 2020) |
| Tax Bill | $4,119 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090C1-01-00-07300 |
| Primary APN | 090C1-01-00-07300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,593 sqft Finished Area |
| Flooring | Parquet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 14,593 sqft (0.335 acres) |
| Deck Area | 252 sqft |
| Patio Area | 252 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 332 COPPER HILL DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-7232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED RE |
| Legal Description | MILL CREEK 6 73 PH-II |
| Legal Subdivision | MILL CREEK |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SCOTTSVILLE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11301 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 332 COPPER HILL DR, CHARLOTTESVILLE, VA 22902-7232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2022 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF VIRGINIA COMMUNITY CU |
| Aug 6, 2020 | Grant Deed, Transfer · Conventional with PMI C&F MTG |
| Mar 16, 2017 | Grant Deed, Transfer · Conventional with PMI PLATINUM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2020 · Amount on Record |
| Deed Sale | Aug 6, 2020 · Amount on Record |
| Prior Sale | Mar 16, 2017 · Amount on Record |
| Deed Document Number | 202010336 |
| Deed Book / Page | 5364 / 660 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 332 COPPER HILL DR, CHARLOTTESVILLE, VA 22902-7232 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200009332 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 202200009332 |
| Name | UNIVERSITY OF VIRGINIA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTESVILLE, VA 22901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Aug 6, 2020 |
| Property Address | 332 COPPER HILL DR, CHARLOTTESVILLE, VA 22902-7232 |
| Document Number | 0000010336 |
| Book / Page | 005364 / 000660 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 10336 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 332 COPPER HILL DR CHARLOTTESVILLE VA 229027232, CHARLOTTESVILLE, VA 22902-7232 |
| Document Number | 10337 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | 005364/000662 |
| Instrument | 10337 |
| Name | C&F MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIDLOTHIAN, VA 23113 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 5, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Mar 16, 2017 |
| Property Address | 332 COPPER HILL DR, CHARLOTTESVILLE, VA 22902-7232 |
| Document Number | 0000003033 |
| Book / Page | 004886 / 000337 |
| Instrument Date | Mar 2, 2017 |
| Instrument | 3033 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 332 COPPER HILL DR CHARLOTTESVILLE VA 229027232, CHARLOTTESVILLE, VA 22902-7232 |
| Document Number | 3034 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 004886/000340 |
| Instrument | 3034 |
| Name | PLATINUM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, AL 35758 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2047 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,119.00 (+11.17%) | $460,700 (+11.15%) Land $200,000 Building $260,700 | $460,700 (+11.15%) Land $200,000 Building $260,700 |
| 2025 | $3,705.00 (+9.81%) | $414,500 (+4.91%) Land $144,000 Building $270,500 | $414,500 (+4.91%) Land $144,000 Building $270,500 |
| 2023 | $3,374.00 | $395,100 Land $144,000 Building $251,100 | $395,100 Land $144,000 Building $251,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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