332 Co Rd 149, Gainesville, TX 76240 Property Records

Cooke County property record for 332 Co Rd 149, Gainesville, TX 76240

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,643 sqft · built 1979
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$303,800 (Aug 2025)
Tax Bill	$5,604 (2026)
Deeds & Mortgages	Aug 2025 Mortgage Jul 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0380-048-00000`

Property Details

APN / Parcel Number

Primary APN	`0380-048-00000`
Alternative APN	`7287`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,643 sqft Living Area
Gross Area	1,642 sqft
1st Floor Area	1,642 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2020
Exterior Material	Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Carport
Garage Area	266 sqft
Carport	Carport
Carport Area	266 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0380-048-00000
Street Address	332 COUNTY ROAD 149
City	GAINESVILLE
State	TX
Zip	76240-0654
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FRENCH M 0380 ACRES 3.0
Legal Subdivision	FRENCH M
Jurisdiction	COOKE TX
Township / Civil Division	CALLISBURG
Census Block Group	2
Census Block	2042
Census Tract	100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	332 COUNTY ROAD 149, GAINESVILLE, TX 76240-0654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Vendor's Lien, Transfer · VA Mortgage XPERT HOME LENDING INC
Jul 6, 2017	Deed of Trust, Mortgage · Construction Mortgage NASCOGA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Prior Sale	Oct 20, 2022
Deed Document Number	20255885
Deed Book / Page	2729 / 575
Prior Transfer Date	Oct 19, 2022
Prior Transfer Doc	0000008643
Record Updated	Oct 29, 2026

August 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Aug 25, 2025
Property Address	332 COUNTY ROAD 149, GAINESVILLE, TX 76240-0654
Document Number	002729/575
Book / Page	2729 / 575
Map Reference	VOL 1282 PG 741
Instrument Date	Aug 22, 2025
Instrument	2025-5885
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	634 DEFOREST CT, COPPELL, TX 75019-6066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 COUNTY ROAD 149, GAINESVILLE, TX 76240-0654

Mortgage

Document Number	0020255886
Date	Aug 25, 2025
Instrument	2025-5886

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	332 COUNTY ROAD 149, GAINESVILLE, TX 76240-0654
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002140/650
Date	Jul 6, 2017
Book Page	2140/650
Instrument	00075488

Lender

Name	NASCOGA FCU
Type	Credit Union
Address	GAINESVILLE, TX 76240

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,604.00 (+10.49%)	$369,091 (+10.48%) Land $185,000 Building $184,091	$369,091 (+10.48%) Land $185,000 Building $184,091
2025	$5,072.00 (+19.65%)	$334,091 (+2.83%) Land $150,000 Building $184,091	$334,091 (+2.83%) Land $150,000 Building $184,091
2024	$4,239.00 (+32.06%)
2023		$324,906 Land $130,000 Building $194,906	$324,906 Land $130,000 Building $194,906
2022	$3,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1990–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Nov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 53% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20

May also be available: ElektraFi, Element8.

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