332 Circleview Dr, Shelby, NC 28150 Property Records

Cleveland County property record for 332 Circleview Dr, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,804 sqft · built 1968
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$303,500 (Aug 2023)
Tax Bill	$2,734 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25748`

Property Details

APN / Parcel Number

Primary APN	`25748`
Alternative APNs	`1155013` `1358564`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,804 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	247 sqft
Carport	Carport
Carport Area	247 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1358564
Street Address	332 CIRCLEVIEW DR
City	SHELBY
State	NC
Zip	28150-4213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#12BLKEPB10-32MEADOWDBLDR
Legal Subdivision	MEADOWWOOD BUILDERS INC PROP
Legal Block	1
Legal Lot Number	10
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2010
Census Tract	950701

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	332 CIRCLEVIEW DR, SHELBY, NC 28150-4213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Mar 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Deed Document Number	2023200090940
Deed Book / Page	1904 / 2092
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 18, 2023
Property Address	332 CIRCLEVIEW DR, SHELBY, NC 28150-4213
Document Number	0019042092
Book / Page	1904 / 2092
Map Reference	MB 10 PG 32
Instrument Date	Aug 18, 2023
Instrument	200090940
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$607.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 WHIRLAWAY CT, GREENWOOD, SC 29649-9463

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	332 CIRCLEVIEW DR, SHELBY, NC 28150-4213

Mortgage

Document Number	0019042095
Date	Aug 18, 2023
Instrument	1904/2095

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.07%
Type Change Date	Sep 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.07%
Max Rate At Change	8.07%
Index	5-Year TN
Margin	2
Max Rate	12%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	332 CIRCLEVIEW DR, SHELBY, NC 28150-4213
Document Number	0017372474
Book / Page	001737 / 002474
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	332 CIRCLEVIEW DR SHELBY NC 281504213, SHELBY, NC 28150-4213

Mortgage

Document Number	0017372474
Date	Mar 9, 2017
Book Page	001737/002474
Instrument	2457

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	SHELBY, NC 28150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,734.00 (+1.33%)	$271,173 (-) Land $16,480 Building $254,693	$271,173 (-) Land $16,480 Building $254,693
2025	$2,698.00	$271,173 (+98.12%) Land $16,480 Building $254,693	$271,173 (+98.12%) Land $16,480 Building $254,693
2023		$136,873 Land $14,935 Building $121,938	$136,873 Land $14,935 Building $121,938

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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