332 Chestnut Ave, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 332 Chestnut Ave, Kannapolis, NC 28081

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,767 sqft · built 1930
Lot Size0.177 acres (7,696 sqft)
Owner2 Individual Names on File
Last Sale$312,000 (Oct 2023)
Tax Bill$2,310 (2023)
Deeds & MortgagesOct 2023 Sale & Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN5613 39 8751

Property Details

APN / Parcel Number

Primary APN5613 39 8751
Alternative APNs
  • 04016 0018.180000
  • 120531
  • 166419

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,767 sqft Living Area
Gross Area2,309 sqft
1st Floor Area1,147 sqft
Upper Floors Area620 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,696 sqft (0.177 acres)
Lot Dimensions148 ft deep x 52 ft wide
Garage Area264 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area195 sqft
Deck Area347 sqft
Patio Area347 sqft
Storage Building360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number166419
Street Address332 CHESTNUT AVE
CityKANNAPOLIS
StateNC
Zip28081-4350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionLT 16 KANNAPOLIS BLK F SEC V
Legal SubdivisionMOORESVILLE AND RAINBOW RD
Legal BlockF
Legal Lot Number16
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group1
Census Block1022
Census Tract41002

Owner

332 Chestnut Ave is owned and occupied by two individuals who bought it in October 2023.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address332 CHESTNUT AVE, KANNAPOLIS, NC 28081-4350
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2023Warranty Deed, Transfer · FHA Mortgage
FIRST CITIZENS BANK & TRUST CO
Aug 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC
Jan 19, 2018Warranty Deed, Transfer · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2023 · Amount on File
Deed SaleOct 31, 2023 · Amount on File
Prior SaleJan 19, 2018 · Amount on File
Deed Document Number202322435
Deed Book / Page16702 / 276
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateOct 31, 2023
Property Address332 CHESTNUT AVE, KANNAPOLIS, NC 28081-4350
Document Number0016702276
Book / Page16702 / 276
Map ReferenceMB 20 PG 5
Instrument DateOct 6, 2023
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyLKN TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$624.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2781 LAMPLIGHTER DR, KANNAPOLIS, NC 28081-9413

Transferred To (Grantee/Buyer)

NameVerified Name
Address332 CHESTNUT AVE, KANNAPOLIS, NC 28081-4350

Mortgage

Document Number0167020278
DateOct 31, 2023
Instrument16702-0278
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address332 CHESTNUT AVE, KANNAPOLIS, NC 28081-4350
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014404119
DateAug 11, 2020
Book Page14404/119
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23462
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJan 19, 2018
Property Address332 CHESTNUT AVE, KANNAPOLIS, NC 28081-4350
Document Number0012848334
Book / Page12848 / 0334
Map ReferenceMB20 PG5
Instrument DateJan 19, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address202 SILVERSPRING PL, 202, MOORESVILLE, NC 28117-6081

Transferred To (Grantee/Buyer)

NameVerified Name
Address332 CHESTNUT AVE, KANNAPOLIS, NC 28081-4350

Mortgage

Document Number0012848337
DateJan 19, 2018
Instrument12848/337
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictKannapolis City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$300,730 Land $46,000 Building $254,730
2024$300,730 (+78.35%) Land $46,000 Building $254,730
2023$2,310.00$168,620 Land $20,000 Building $148,620$168,620 Land $20,000 Building $148,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 332 Chestnut Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 332 Chestnut Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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