Bergen County and Ridgewood Village property record for 332 Cedar Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 2,116 sqft · built 1925 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $660,000 (Dec 2015) |
| Tax Bill | $18,060 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04101-0000-00002 |
| Primary APN | 51-04101-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,116 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 11,500 sqft (0.264 acres) |
| Lot Dimensions | 175 ft deep x 69 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 332 CEDAR AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .264 AC |
| Legal Block | 4101 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 47500 |
Source: Bergen County and Ridgewood Village records · APN 51-04101-0000-00002
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 332 CEDAR AVE, RIDGEWOOD, NJ 07450-5112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 13, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Nov 20, 2015 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2015 · Amount on Record |
| Deed Sale | Dec 04, 2015 · Amount on Record |
| Prior Sale | Sep 14, 2000 |
| Deed Document Number | 201591010 |
| Deed Book / Page | 2120 / 2325 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 332 CEDAR AVE, RIDGEWOOD, NJ 07450-5112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037510243 |
|---|---|
| Date | Oct 07, 2020 |
| Book Page | 3751/243 |
| Instrument | 20-098948 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 332 CEDAR AVE, RIDGEWOOD, NJ 07450-5112 |
| Document Number | 0027791032 |
| Instrument Date | Oct 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 332 CEDAR AVE RIDGEWOOD NJ 074505112, RIDGEWOOD, NJ 07450-5112 |
| Document Number | 0027791032 |
|---|---|
| Date | Nov 09, 2017 |
| Book Page | 002779/001032 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 08, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 332 CEDAR AVE, RIDGEWOOD, NJ 07450-5112 |
| Document Number | 0037661229 |
| Instrument Date | Nov 20, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 332 CEDAR AVE RIDGEWOOD NJ 074505112, RIDGEWOOD, NJ 07450-5112 |
| Document Number | 0037661229 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 003766/001229 |
| Instrument | 103511 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 14, 2045 |
Source: Bergen County and Ridgewood Village records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $624,900 (-) Land $321,100 Building $303,800 | $624,900 (-) Land $321,100 Building $303,800 | |
| 2025 | $18,060.00 (+1.84%) | $624,900 (+1.1%) Land $321,100 Building $303,800 | $624,900 (+1.1%) Land $321,100 Building $303,800 |
| 2024 | $17,733.00 (+4.98%) | ||
| 2023 | $618,100 Land $321,100 Building $297,000 | $618,100 Land $321,100 Building $297,000 | |
| 2022 | $16,892.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 518 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RIDGEWOOD WATER serves 61,700 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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