332 Bercliff Dr, South Bend, IN 46615 Property Records

St. Joseph County property record for 332 Bercliff Dr, South Bend, IN 46615

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,140 sqft · built 1949
Lot Size	0.239 acres (10,424 sqft)
Owner	Individual Name on File
Last Sale	$222,100 (Sep 2022)
Tax Bill	$2,650 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-08-227-002.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-09-08-227-002.000-026`
Alternative APN	`01851435242`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,140 sqft Living Area
Gross Area	3,255 sqft
1st Floor Area	3,362 sqft
Basement Area	675 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,424 sqft (0.239 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	882 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	332 BERCLIFF DR
City	SOUTH BEND
State	IN
Zip	46615-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BERCLIFF ESTATE
Legal Subdivision	BERCLIFF ESTATE
Legal Lot Number	9
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	1
Census Block	1000
Census Tract	1300

Owner

332 Bercliff Dr is owned and occupied by an individual who bought it in September 2022.

Source: St. Joseph County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2506 NW 11TH ST, BATTLE GROUND, WA 98604-3254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage INDIANA HSG & COMMUNITY DEV
Sep 30, 2022	Warranty Deed, Transfer · FHA Mortgage HALLMARK HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022 · Amount on File
Deed Sale	Sep 30, 2022 · Amount on File
Prior Sale	Jun 19, 2014 · Amount on File
Deed Document Number	202228404
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	332 BERCLIFF DR, SOUTH BEND, IN 46615-3102
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002228406
Date	Sep 30, 2022
Instrument	2228406

Lender

Name	INDIANA HSG & COMMUNITY DEV
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	108 Months
Due	Sep 23, 2031

Interest

Rate Type	Fixed Rate

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 30, 2022
Property Address	332 BERCLIFF DR, SOUTH BEND, IN 46615-3102
Document Number	0002228404
Map Reference	PB 15 PG B-7 B-8 B-9
Instrument Date	Sep 20, 2022
Instrument	2228404
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2506 NW 11TH ST, BATTLE GROUND, WA 98604-3254

Mortgage

Document Number	0002228405
Date	Sep 30, 2022
Instrument	2228405

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 332 Bercliff Dr was $2,650 with a homeowner's exemption, down 11% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,650.00 (-10.98%)	$244,400 Land $24,600 Building $219,800	$244,400 Land $24,600 Building $219,800
2024	$2,977.00 (+13.84%)
2023	$2,615.00 (+11.37%)	$218,100 (+11.45%) Land $24,600 Building $193,500	$218,100 (+11.45%) Land $24,600 Building $193,500
2022	$2,348.00 Homeowner's exemption	$195,700 Land $24,600 Building $171,100	$195,700 Land $24,600 Building $171,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 332 Bercliff Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 332 Bercliff Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile.

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