332 Beechnut St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 332 Beechnut St, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft · built 1971
Lot Size	0.336 acres (14,636 sqft)
Owner	Individual Name on Record
Last Sale	$158,500 (Aug 2019)
Tax Bill	$1,208 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3643-49-6278`

Property Details

APN / Parcel Number

Primary APN	`3643-49-6278`
Alternative APNs	`364306496278` `274230` `27081`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	14,636 sqft (0.336 acres)
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	274230
Street Address	332 BEECHNUT ST
City	LINCOLNTON
State	NC
Zip	28092-4113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Legal Description	#5 LOT W CLYDE ABERNETHY
Legal Subdivision	W CLYDE ABERNATHY PROPERTY
Legal Lot Number	W
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	2
Census Block	2016
Census Tract	70202

Owner

Source: Lincoln County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	332 BEECHNUT ST, LINCOLNTON, NC 28092-4113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 27, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 16, 2019	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Prior Sale	Aug 9, 2002 · Amount on Record
Deed Document Number	2019596506
Deed Book / Page	2838 / 906
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Recording Date	Sep 11, 2026
Property Address	332 BEECHNUT ST, LINCOLNTON, NC 28092-4113
Document Number	0000714948
Book / Page	3536 / 772
Instrument Date	Sep 5, 2026
Instrument	2026714948
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 BEECHNUT ST, LINCOLNTON, NC 28092-4113

Mortgage

Document Number	0000714948,
Date	Sep 11, 2026
Book Page	3536/772
Instrument	2026714948

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	332 BEECHNUT ST, LINCOLNTON, NC 28092-4113
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2999215
Date	Jan 27, 2021
Book Page	2999/215
Instrument	624086

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 16, 2019
Property Address	332 BEECHNUT ST, LINCOLNTON, NC 28092-4113
Document Number	2838906
Book / Page	002838 / 000906
Instrument Date	Aug 15, 2019
Instrument	596506
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	CHICAGO TITLE CHARLOTTE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$317.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 BEECHNUT ST LINCOLNTON NC 28092, LINCOLNTON, NC 28092

Mortgage

Document Number	2838909
Date	Aug 16, 2019
Book Page	002838/000909
Instrument	596507

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,208.00 (+1.68%)	$171,241 (-) Land $26,000 Building $145,241	$171,241 (-) Land $26,000 Building $145,241
2023	$1,188.00	$171,241 Land $26,000 Building $145,241	$171,241 Land $26,000 Building $145,241

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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