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332 Arthur Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 332 Arthur Ave, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 1965
Lot Size0.236 acres (10,280 sqft)
Owner2 Individual Names on File
Last Sale$750,000 (Aug 2023)
Tax Bill$3,544 (2025)
Deeds & MortgagesAug 2023 Reverse Mortgage
Apr 2021 Reverse Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN044-192-43

Property Details

APN / Parcel Number

Primary APN044-192-43
Alternative APN
  • 044-192-43-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,440 sqft Living Area
Gross Area1,920 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area10,280 sqft (0.236 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area636 sqft
Patio Area636 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address332 ARTHUR AVE
CityAPTOS
StateCA
Zip95003-5202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-5
Legal SubdivisionAPTOS BEACH CC PROPS 01
Legal Block15
Legal Lot Number24
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1003
Census Tract122203

Owner

Source: Santa Cruz County records · APN 044-192-43

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address332 ARTHUR AVE, APTOS, CA 95003-5202
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2023Intrafamily Transfer, Transfer · Reverse Mortgage
NATIONWIDE EQUITIES CORP
Apr 21, 2021Deed of Trust, Mortgage · Reverse Mortgage
OPEN MORTGAGE LLC
Sep 07, 2018Deed of Trust, Mortgage · Reverse Mortgage
SYNERGY ONE LENDING
Aug 21, 2018Deed of Trust, Mortgage · FHA Mortgage
FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 22, 2023 · Amount on Record
Deed SaleAug 22, 2023 · Amount on Record
Deed Document Number202315779
Prior Transfer DateJan 28, 2011
Prior Transfer Doc0000005702
Record UpdatedSep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateAug 22, 2023
Property Address332 ARTHUR AVE, APTOS, CA 95003-5202
Document Number0000015779
Map ReferenceMB 23 PG 1
Instrument DateJun 30, 2023
Instrument2023-0015779
Transaction TypeTransfer
Record UpdatedSep 05, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address332 ARTHUR AVE, APTOS, CA 95003-5202

Mortgage

Document Number0000015780
DateAug 22, 2023
Instrument2023-0015780
Lender
NameNATIONWIDE EQUITIES CORP
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address332 ARTHUR AVE, APTOS, CA 95003-5202
Transaction TypeMortgage
Record UpdatedMay 07, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address332 ARTHUR AVE, APTOS, CA 95003-5202

Mortgage

Document Number0000022805
DateApr 21, 2021
Instrument2021-0022805
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
AddressAUSTIN, TX 78737
Agreement
TypeReverse Mortgage
AmountAmount Recorded

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address332 ARTHUR AVE, APTOS, CA 95003-5202
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027459
DateSep 07, 2018
Instrument2018-0027459
Lender
NameSYNERGY ONE LENDING
TypeLending Institution
AddressSAN DIEGO, CA 92108
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.06%
Type Change DateSep 01, 2019
Change FrequencyAnnually
Min Rate At Change2%
Index1-Year LIBOR
Max Rate5%

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address332 ARTHUR AVE, APTOS, CA 95003-5202
Document Number0000027460
Instrument DateAug 21, 2018
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address332 ARTHUR AVE APTOS CA 950035202, APTOS, CA 95003-5202

Mortgage

Document Number0000027460
DateSep 07, 2018
Instrument27460
Lender
NameFEDERAL HSNG COMMISSIONER
Address451 7TH ST, SW, WA 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.06%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$181,662 (+2%) Land $60,768 Building $120,894
2025$3,544.00 (+13.92%) Homeowner's exemption$178,102 (+4.04%) Land $59,578 Building $118,524
2023$3,111.00 (+3.49%) Homeowner's exemption$171,186 Land $57,264 Building $113,922$1,462,140
2022$3,006.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: AT&T, Cruzio Internet, Etheric Communications, LLC., Surfnet Communications.

Based on FCC filings for 574 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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