332 6th St, Emerado, ND 58228 Property Records

Grand Forks County property record for 332 6th St, Emerado, ND 58228

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,488 sqft · built 1978
Lot Size	0.34 acres (14,850 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jul 2025)
Tax Bill	$712 (2025)
Deeds & Mortgages	Oct 2015 Mortgage Dec 2009 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42160400025000`

Property Details

APN / Parcel Number

Primary APN	`42160400025000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,488 sqft Living Area
1st Floor Area	744 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	14,850 sqft (0.34 acres)
Lot Dimensions	165 ft deep x 90 ft wide
Garage Type	Attached

Location & Zoning

Street Address	332 6TH ST
City	EMERADO
State	ND
Zip	58228-4103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB: 421604 BLK: 2 LOT: 17 FOLSON'S4TH ADD,LT:17 BK:2
Legal Subdivision	FOLSON'S 4TH ADDN
Legal Block	2
Legal Lot Number	17
Jurisdiction	GRAND FORKS ND
Township / Civil Division	EMERADO
Census Block Group	2
Census Block	2022
Census Tract	11701

Owner

332 6th St is owned and occupied by two individuals who bought it in July 2025.

Source: Grand Forks County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	332 6TH ST, EMERADO, ND 58228-4103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2015	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 7, 2009	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jul 31, 2025	Deed of Trust, Mortgage · VA Mortgage GRANITE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on File
Deed Sale	Jul 31, 2025 · Amount on File
Deed Document Number	2025849909
Prior Transfer Date	Jul 30, 2025
Prior Transfer Doc	0000849908
Record Updated	Sep 20, 2026

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	332 6TH ST, EMERADO, ND 58228-4103
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	GRAND FORKS ABSTRACT AND TITLE, GRAND FORKS ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000757907
Date	Oct 16, 2015
Instrument	757907

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2030

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	332 6TH ST, EMERADO, ND 58228-4103
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000692815
Date	Dec 7, 2009
Instrument	692815

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 9, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	332 6TH ST, EMERADO, ND 58228-4103
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000849910
Date	Jul 31, 2025
Instrument	849910

Lender

Name	GRANITE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 332 6th St was $712.

Source: Grand Forks County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Grand Forks County
Municipality	Emerado City
Elementary School District	Emerado Public School District 127 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00	$101,150 Land $4,650 Building $96,500	$202,300 Land $9,300 Building $193,000
2023	$1,949.00	$84,850 Land $4,650 Building $80,200	$169,700 Land $9,300 Building $160,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 332 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 332 6th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 93% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EMERADO serves 414 people · EPA ID ND1800311
Water Source	Purchased groundwater from EAST CENTRAL REGIONAL WD-GF
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60

May also be available: Verizon.

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