Ouray County property record for 332 5th St, Ouray, CO 81427
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,091 sqft · built 1883 |
| Lot Size | 0.082 acres (3,572 sqft) |
| Owner | Company Name on File |
| Last Sale | $225,000 (Jul 2015) |
| Tax Bill | $1,931 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000812 |
| Primary APN | R000812 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,091 sqft Heated Area |
| Year Built | Built 1883 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Victorian |
| Exterior Material | Wood |
| Roof Type | Shed Roof |
| Roof Material | Shingle |
| Lot Area | 3,572 sqft (0.082 acres) |
| Garage Type | Attached |
| Garage Area | 974 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | R000812 |
|---|---|
| Street Address | 332 5TH ST |
| City | OURAY |
| State | CO |
| Zip | 81427-5032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 |
| Legal Description | SUBD: CITY OF OURAY LOT: 23 BLOCK: 19 WEST 1/2 SUBD: CITY OF OURAY LOT: 24 BLOCK: 19 WEST 1/2 S: 31 T: 44 R: 7 |
| Legal Range | 07 |
| Legal Township | 44 |
| Legal Section | 31 |
| Legal Subdivision | CITY OF OURAY |
| Legal Block | 19 |
| Legal Lot Number | 23-24 |
| Legal Unit | PT |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 3 |
| Census Block | 3072 |
| Census Tract | 967602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ouray Historic District listed 1983 · 270 contributing resources · NRIS 83003537 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
332 5th St is owned by a company that bought it in July 2015.
Source: Ouray County records, as of March 26, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 350 HAWKINS RUN RD, 1, MIDLOTHIAN, TX 76065-6629 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS STATE BANK OF OURAY |
| Jul 19, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS STATE BANK OF OURAY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2015 · Amount on File |
| Deed Sale | Jul 1, 2015 · Amount on File |
| Deed Document Number | 2015214295 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 332 5TH ST, OURAY, CO 81427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 218985 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | 218985 |
| Name | CITIZENS STATE BANK OF OURAY |
|---|---|
| Type | Bank |
| Address | OURAY, CO 81427 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 332 5TH ST, OURAY, CO 81427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 218985 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | 218985 |
| Name | CITIZENS STATE BANK OF OURAY |
|---|---|
| Type | Bank |
| Address | OURAY, CO 81427 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 332 5th St was $1,931, up 72% from the year before.
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Municipality | Ouray City |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,931.00 (+71.95%) | $29,030 (+60.48%) Land $21,380 Building $7,650 | $464,480 (+72.04%) Land $342,040 Building $122,440 |
| 2024 | $1,123.00 (-14.21%) | $18,090 (-13.73%) Land $9,460 Building $8,630 | $269,980 (-12.9%) Land $141,240 Building $128,740 |
| 2023 | $1,309.00 | $20,970 Land $10,970 Building $10,000 | $309,980 Land $162,160 Building $147,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 332 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 332 5th St is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 72% of Colorado |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OURAY serves 1,460 people · EPA ID CO0146588 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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