332 5th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 332 5th Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.142 acres (6,199 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Jul 2023)
Tax Bill	$2,528 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17.01032.00`

Property Details

APN / Parcel Number

Primary APN	`17.01032.00`

Exterior

Lot Area	6,199 sqft (0.142 acres)

Location & Zoning

Street Address	332 5TH AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-001 BLOCK-032
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	ST CLOUD PARK
Legal Block	32
Legal Lot Number	1
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4015
Census Tract	21201

Owner

Source: Benton County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	332 5TH AVE NE, SAINT CLOUD, MN 56304-0323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Balloon Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 17, 2023	Redemption Deed, Transfer TAYLOR INVESTMENT COMPANY LLC
Feb 10, 2023	Quit Claim Deed, Transfer · Stand-Alone Refinance SAWBILL OUTSTATE INC
Sep 13, 2022	Sheriff's Deed, Foreclosure
Feb 26, 2018	Deed of Trust, Mortgage SECRETARY OF HOUSING & URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Jul 7, 2023 · Amount on Record
Deed Document Number	2023467240
Prior Transfer Date	Jan 24, 2023
Prior Transfer Doc	0000464998
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	332 5TH AVE NE, SAINT CLOUD, MN 56304-0323
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000467242
Date	Jul 31, 2023
Instrument	467242

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jul 31, 2023
Property Address	332 5TH AVE NE, SAINT CLOUD, MN 56304-0323
Document Number	0000467240
Instrument Date	Jul 6, 2023
Instrument	467240
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$491.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 5TH AVE NE, SAINT CLOUD, MN 56304-0323

Mortgage

Document Number	0000467241
Date	Jul 31, 2023
Instrument	467241

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

March 2023: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	BENTON MN
Recording Date	Mar 17, 2023
Property Address	332 5TH AVE NE, SAINT CLOUD, MN 56304-0323
Document Number	0000465444
Instrument Date	Mar 16, 2023
Instrument	465444
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Redemption Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5620 MEMORIAL AVE N STE E, E, STILLWATER, MN 55082-1052

Mortgage

Document Number	0000465591
Date	Mar 29, 2023
Instrument	465591

Lender

Name	TAYLOR INVESTMENT COMPANY LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	22 Months
Due	Dec 31, 2024

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MN
Recording Date	Feb 10, 2023
Property Address	332 5TH AVE NE, SAINT CLOUD, MN 56304-0323
Document Number	0000464998
Instrument Date	Jan 24, 2023
Instrument	464998
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5620 MEMORIAL AVE N STE E, E, STILLWATER, MN 55082-1052

Mortgage

Document Number	0000464999
Date	Feb 10, 2023
Instrument	464999

Lender

Name	SAWBILL OUTSTATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	11 Months
Due	Dec 31, 2023

September 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BENTON MN
Recording Date	Sep 13, 2022
Property Address	332 5TH AVE NE, SAINT CLOUD, MN 56304-0323
Document Number	0000462824
Instrument Date	Jul 21, 2022
Instrument	462824
Transaction Type	Foreclosure
Record Updated	Oct 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	332 5TH AVE NE, SAINT CLOUD, MN 56304-0323
Transaction Type	Mortgage
Record Updated	Mar 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	427956
Date	Feb 26, 2018
Instrument	427956

Lender

Name	SECRETARY OF HOUSING & URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,528.00 (-3.73%)	$189,200 (-) Land $25,000 Building $164,200	$189,200 (-) Land $25,000 Building $164,200
2025	$2,626.00 (-8.44%)	$189,200 (-2.57%) Land $25,000 Building $164,200	$189,200 (-2.57%) Land $25,000 Building $164,200
2023	$2,868.00	$194,200 Land $25,000 Building $169,200	$194,200 Land $25,000 Building $169,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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