332 4th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 332 4th Ave, Two Harbors, MN 55616 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,032 sqft · built 1893
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Jul 2020)
Deeds & Mortgages	Jun 2022 Refinance Jul 2020 Sale & Mortgage
APN	`23-7640-08020`

Property Details

APN / Parcel Number

Primary APN	`23-7640-08020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,032 sqft Gross Area
Fireplace	Fireplace

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Mixed
Garage Area	988 sqft
Carport	Carport
Carport Area	222 sqft
Parking Spaces	5 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	332 4TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 8
Legal Block	8
Legal Lot Number	2
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	3
Census Block	3016
Census Tract	370400

Owner

Source: Lake County records · APN 23-7640-08020

Assessment roll updated February 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	332 4TH AVE, TWO HARBORS, MN 55616-1406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONAL BANK OF COMMERCE
Jul 06, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage NATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 08, 2020 · Amount on Record
Deed Sale	Jul 08, 2020 · Amount on Record
Prior Sale	Feb 27, 2009 · Amount on Record
Deed Document Number	194356
Prior Transfer Date	Jul 06, 2020
Prior Transfer Doc	A000194356
Record Updated	Jun 07, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	332 4TH AVE, TWO HARBORS, MN 55616-1406
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000200419
Date	Jun 10, 2022
Instrument	A000200419

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jul 06, 2020
Property Address	332 4TH AVE, TWO HARBORS, MN 55616-1406
Document Number	A000194356
Instrument Date	Jun 19, 2020
Instrument	A000194356
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 4TH AVE, TWO HARBORS, MN 55616-1406

Mortgage

Document Number	A000194357
Date	Jul 06, 2020
Instrument	A000194357

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 01, 2021

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated February 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2023	$258,500 Land $18,800 Building $239,700	$258,500 Land $18,800 Building $239,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 538 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Zito West Holding	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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