33192 Santiago Dr, Dana Point, CA 92629 Property Records

Orange County property record for 33192 Santiago Dr, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,932 sqft · built 1975
Lot Size	0.133 acres (5,797 sqft)
Owner	2 Individual Names on File
Last Sale	$1,525,000 (Jun 2022)
Tax Bill	$18,076 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`673-151-10`

Property Details

APN / Parcel Number

Primary APN	`673-151-10`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,932 sqft Living Area
Gross Area	2,407 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	5,797 sqft (0.133 acres)
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	33192 SANTIAGO DR
City	DANA POINT
State	CA
Zip	92629-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 8391 BLK LOT 146
Legal Subdivision	TRACT NO 8391
Legal Tract	8391
Legal Lot Number	146
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1010
Census Tract	42338

Owner

33192 Santiago Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	33192 SANTIAGO DR, DANA POINT, CA 92629-1327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Grant Deed, Transfer · Conventional Mortgage THAYER FINANCIAL CORP
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Oct 24, 2019	Grant Deed, Transfer · Conventional Mortgage UMC MORTGAGE CO
May 10, 2019	Grant Deed, Transfer TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022 · Amount on File
Deed Sale	Jun 22, 2022 · Amount on File
Prior Sale	Oct 24, 2019 · Amount on File
Deed Document Number	2022223378
Prior Transfer Date	Jul 31, 1997
Prior Transfer Doc	0000368428
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 22, 2022
Property Address	33192 SANTIAGO DR, DANA POINT, CA 92629-1327
Document Number	0000223378
Map Reference	MB 345 PG 9-14
Instrument Date	Jun 1, 2022
Instrument	2022000223378
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	415 S HIGHLAND AVE, LOS ANGELES, CA 90036-3530

Mortgage

Document Number	0000223379
Date	Jun 22, 2022
Instrument	2022000223379

Lender

Name	THAYER FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.12%
Index	Other
Margin	3
Max Rate	9.12%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	33192 SANTIAGO DR, DANA POINT, CA 92629-1327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33192 SANTIAGO DR, DANA POINT, CA 92629-1327

Mortgage

Document Number	0000002945
Date	Jan 5, 2021
Instrument	2021000002945

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 24, 2019
Property Address	33192 SANTIAGO DR, DANA POINT, CA 92629-1327
Document Number	0000419041
Map Reference	MB 345 PG 9-14
Instrument Date	Sep 24, 2019
Instrument	2019000419041
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33192 SANTIAGO DR, DANA POINT, CA 92629-1327

Mortgage

Document Number	0000419042
Date	Oct 24, 2019
Instrument	2019000419042

Lender

Name	UMC MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 10, 2019
Property Address	33192 SANTIAGO DR, DANA POINT, CA 92629-1327
Document Number	0000156098
Instrument Date	Apr 29, 2019
Instrument	156098
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Tax	$984.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40810 COUNTY CENTER DR #160 TEMECULA CA 925916050, 160, TEMECULA, CA 92591-6050
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 33192 Santiago Dr was $18,076 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,650,708 (+2%) Land $1,477,927 Building $172,781
2025	$18,076.00 Homeowner's exemption	$1,618,342 Land $1,448,948 Building $169,394
2023	$17,230.00 (+56.22%) Homeowner's exemption	$1,555,500 Land $1,392,683 Building $162,817
2022	$11,029.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 33192 Santiago Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33192 Santiago Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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