Polk County property record for 3319 Timberline Rd W, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,764 sqft · built 1985 |
| Lot Size | 0.118 acres (5,118 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Nov 2022) |
| Tax Bill | $2,020 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-35-355064-000051 |
| Primary APN | 25-28-35-355064-000051 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,118 sqft (0.118 acres) |
| View / Lot | Commercial/Industrial |
| Porch | Florida Room |
|---|---|
| Porch Area | 496 sqft |
| Patio Area | 444 sqft |
| Shed | 1 Shed |
| Street Address | 3319 TIMBERLINE RD W |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBER WOOD UNIT FOUR PB 76 PG 9 LOTS 5 S 28 FT & N 36 FT OF 6 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 35 |
| Legal Subdivision | TIMBER WOOD UNIT 04 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Legal Unit | 4 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 14703 |
3319 Timberline Rd W is owned and occupied by two individuals who bought it in November 2022.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3319 TIMBERLINE RD W, WINTER HAVEN, FL 33880-1161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 29, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 4, 2022 | Warranty Deed, Transfer · FHA Mortgage NFM INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2022 · Amount on File |
| Deed Sale | Nov 4, 2022 · Amount on File |
| Prior Sale | Jan 4, 2007 · Amount on File |
| Deed Document Number | 2022291363 |
| Deed Book / Page | 12476 / 310 |
| Prior Transfer Date | Nov 24, 2003 |
| Prior Transfer Doc | 0000236471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3319 TIMBERLINE RD W, WINTER HAVEN, FL 33880-1161 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3319 TIMBERLINE RD W, WINTER HAVEN, FL 33880-1161 |
| Document Number | 0000221587 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 13706/1552 |
| Instrument | 2025221587 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3319 TIMBERLINE RD W, WINTER HAVEN, FL 33880-1161 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3319 TIMBERLINE RD W, WAHNETA, FL 33880-1161 |
| Document Number | 0000303131 |
|---|---|
| Date | Dec 29, 2023 |
| Book Page | 12957/878 |
| Instrument | 2023303131 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3319 TIMBERLINE RD W, WINTER HAVEN, FL 33880-1161 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3319 TIMBERLINE RD W, WINTER HAVEN, FL 33880-1161 |
| Document Number | 0000189031 |
|---|---|
| Date | Aug 12, 2023 |
| Book Page | 12798/1603 |
| Instrument | 2023189031 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 4, 2022 |
| Property Address | 3319 TIMBERLINE RD W, WINTER HAVEN, FL 33880-1161 |
| Document Number | 0000291363 |
| Book / Page | 12476 / 310 |
| Map Reference | MB 76 PG 9 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2022291363 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Title Company | INLAND TITLE COMPANY, ISLAND TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 738 TERRANOVA AVE, 738, WINTER HAVEN, FL 33884-3406 |
| Name | Verified Name |
|---|---|
| Address | 3319 TIMBERLINE RD W, WINTER HAVEN, FL 33880-1161 |
| Document Number | 0012476311 |
|---|---|
| Date | Nov 4, 2022 |
| Instrument | 12476/311 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
The 2025 property tax bill for 3319 Timberline Rd W was $2,020 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,015 (+1.28%) Land $21,000 Building $178,015 | $199,015 (+1.12%) Land $21,000 Building $178,015 | |
| 2025 | $2,020.00 | $196,503 | $196,816 Land $21,000 Building $175,816 |
| 2023 | $2,513.00 (+21.17%) Homeowner's exemption | $189,970 (+130.21%) Land $20,000 Building $169,970 | $189,970 (+11.62%) Land $20,000 Building $169,970 |
| 2022 | $2,074.00 | $82,521 | $170,194 Land $16,500 Building $153,694 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3319 Timberline Rd W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3319 Timberline Rd W is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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