3319 Redden Ferry Rd, Eden, MD 21822 Property Records

Wicomico County property record for 3319 Redden Ferry Rd, Eden, MD 21822

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,620 sqft · built 2022
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Dec 2020)
Tax Bill	$4,509 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-010044`

Property Details

APN / Parcel Number

Primary APN	`07-010044`
Alternative APN	`010044`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,620 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	78,408 sqft (1.8 acres)
Garage Type	Attached
Garage Area	1,134 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	010044
Street Address	3319 REDDEN FERRY RD
City	EDEN
State	MD
Zip	21822-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BL-A L-19 1.80 AC 3319 REDDEN FERRY ROAD REDDEN FERRY EST SEC 2
Legal Subdivision	REDDEN FERRY ESTATES
Legal Block	A
Legal Lot Number	19
Jurisdiction	WICOMICO MD
Township / Civil Division	7, TRAPPE
Census Block Group	2
Census Block	2007
Census Tract	10800

Owner

3319 Redden Ferry Rd is owned and occupied by two individuals who bought it in December 2020.

Source: Wicomico County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3319 REDDEN FERRY RD, EDEN, MD 21822-2230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT STATE BANK INC
Dec 17, 2020	Grant Deed, Construction Loan · Construction Mortgage PROVIDENT ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2020 · Amount on File
Deed Sale	Dec 17, 2020 · Amount on File
Prior Sale	Oct 28, 2004 · Amount on File
Deed Book / Page	4753 / 436
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Recording Date	Sep 3, 2026
Property Address	3319 REDDEN FERRY RD, EDEN, MD 21822-2230
Document Number	5774000444
Book / Page	5774 / 444
Instrument Date	Aug 20, 2026
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3319 REDDEN FERRY RD, EDEN, MD 21822-2230

Mortgage

Document Number	5774000444,
Date	Sep 3, 2026
Book Page	5774/444

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Aug 25, 2066

Interest

Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	3319 REDDEN FERRY RD, EDEN, MD 21822-2230
Transaction Type	Mortgage
Record Updated	Sep 19, 2023
Title Company	NOT AVAILABLE, DELMARCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048850136
Date	Jun 23, 2021
Book Page	4885/136

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank
Address	PRESTON, MD 21655

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jun 15, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Margin	3
Max Rate	8.75%

December 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Dec 17, 2020
Property Address	3319 REDDEN FERRY RD, EDEN, MD 21822-2230
Document Number	0047530435
Book / Page	004753 / 000435
Instrument Date	Nov 12, 2020
Transaction Type	Construction Loan
Record Updated	Jan 8, 2021
Title Company	DELMARVA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9800 MOOING VIEW LN #8 OCEAN CITY MD 21842, 8, OCEAN CITY, MD 21842

Mortgage

Document Number	47530443
Date	Dec 17, 2020
Book Page	004753/000443

Lender

Name	PROVIDENT ST BK
Type	Bank
Address	PRESTON, MD 21655

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 16, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 3319 Redden Ferry Rd was $4,509.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$509,800	$530,400 Land $181,200 Building $349,200
2025	$4,509.00
2023	$4,626.00	$463,800	$468,600 Land $181,200 Building $287,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3319 Redden Ferry Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	8 (1994–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Mar 2015 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3319 Redden Ferry Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 82% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500

Cell Coverage

5G and 4G LTE (outdoors only)

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