3319 Peppertree Ln, Bloomington, IL 61704 Property Records

McLean County property record for 3319 Peppertree Ln, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,396 sqft · built 1998
Lot Size0.472 acres (20,543 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Sep 2026)
Tax Bill$8,907 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN15-30-127-022

Property Details

APN / Parcel Number

Primary APN15-30-127-022

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,396 sqft Living Area
Gross Area3,360 sqft
1st Floor Area1,168 sqft
Basement Area584 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area20,543 sqft (0.472 acres)
Lot Dimensions159 ft deep x 56 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area964 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Deck Area48 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3319 PEPPERTREE LN
CityBLOOMINGTON
StateIL
Zip61704-8387
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionEAGLE CREST NORTH 1ST ADD LOT 50
Legal Range03E
Legal Township24N
Legal Section30
Legal SubdivisionEAGLE CREST NORTH 1ST ADD
Legal Lot Number50
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group2
Census Block2000
Census Tract5103

Owner

Source: McLean County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3319 PEPPERTREE LN, BLOOMINGTON, IL 61704-8387
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2026Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE MORTGAGE
Feb 23, 2017Intrafamily Transfer, Transfer · Commercial Mortgage
COMMERCE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2026 · Amount on Record
Deed SaleSep 24, 2026 · Amount on Record
Deed Document Number202614281
Prior Transfer DateJan 24, 2017
Prior Transfer Doc0000003285
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateSep 24, 2026
Property Address3319 PEPPERTREE LN, BLOOMINGTON, IL 61704-8387
Document Number0000014281
Instrument DateAug 25, 2026
Instrument202614281
Transaction TypeTransfer
Record UpdatedOct 5, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$60,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3319 PEPPERTREE LN, BLOOMINGTON, IL 61704-8387

Mortgage

Document Number0000014282,
DateSep 24, 2026
Instrument202614282
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2041
Interest
Rate TypeFixed Rate
Rate6.25%
Initial TypeFixed Rate
Max Rate-1%

February 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCLEAN IL
Recording DateFeb 23, 2017
Property Address3319 PEPPERTREE LN, BLOOMINGTON, IL 61704-8387
Document Number201700003285
Map ReferenceDOC97-14399
Instrument DateJan 24, 2017
Instrument2017-00003285
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number201700003286
DateFeb 23, 2017
Instrument2017-00003286
Lender
NameCOMMERCE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.75%
Change FrequencyMonthly
Min Rate At Change3.99%
Max Rate20%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,907.00 (+3.76%)$125,468 (+33.45%) Land $32,972 Building $92,496$376,404 (+33.45%) Land $98,916 Building $277,488
2024$8,584.00 (+22.05%)
2023$7,033.00$94,020 Land $24,708 Building $69,312$282,060 Land $74,124 Building $207,936

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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