Union County property record for 3319 Crow Rd, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,491 sqft · built 1994 |
| Lot Size | 3.9 acres (169,884 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,311 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Dec 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-279-017C |
| Primary APN | 04-279-017C |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,491 sqft Living Area |
| Gross Area | 1,553 sqft |
| 1st Floor Area | 1,553 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 169,884 sqft (3.9 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 458 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3319 CROW RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #4 & #5 OPCR182 |
| Legal Tract | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 21005 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3319 CROW RD, MONROE, NC 28112-7558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Dec 2, 2020 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK |
| Nov 28, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 20, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage RICHARD A MCGINNIS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 21, 2015 |
| Transfer Doc | 6588600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3319 CROW RD, MONROE, NC 28112-7558 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RESOURCE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 7385827 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 7385/827 |
| Instrument | 0015436 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3319 CROW RD, MONROE, NC 28112-7558 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 3319 CROW RD, MONROE, NC 28112-7558 |
| Document Number | 7906189 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 7906/189 |
| Instrument | 49948 |
| Name | TOWNEBANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 419 Months |
| Due | Nov 20, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 28, 2017 |
| Property Address | 3319 CROW RD, MONROE, NC 28112-7558 |
| Document Number | 7060384 |
| Book / Page | 007060 / 000384 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 34763 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3318 CROW RD MONROE NC 281127558, MONROE, NC 28112-7558 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 20, 2017 |
| Property Address | 3319 CROW RD, MONROE, NC 28112-7558 |
| Book / Page | 006976 / 000195 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 20566 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Document Number | 6976195 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 006976/000195 |
| Instrument | 20566 |
| Name | RICHARD A MCGINNIS |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 19, 2018 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $480,000 (-) Land $176,200 Building $303,800 | $480,000 (-) Land $176,200 Building $303,800 | |
| 2025 | $2,311.00 (+32.97%) | $480,000 (+75.18%) Land $176,200 Building $303,800 | $480,000 (+75.18%) Land $176,200 Building $303,800 |
| 2023 | $1,738.00 | $274,000 Land $60,400 Building $213,600 | $274,000 Land $60,400 Building $213,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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