33183 Cardinal Dr, Afton, OK 74331 Property Records

Delaware County property record for 33183 Cardinal Dr, Afton, OK 74331

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,592 sqft · built 2001
Lot Size	0.508 acres (22,150 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Jul 2025)
Tax Bill	$2,920 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24N22E-21-0-80137-003-0012`

Property Details

APN / Parcel Number

Primary APN	`24N22E-21-0-80137-003-0012`
Alternative APNs	`24N22E-21-0-00137-003-0012` `0016718` `16718`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,592 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2017
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	22,150 sqft (0.508 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	146 sqft
Deck Area	555 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16718
Street Address	33183 CARDINAL DR
City	AFTON
State	OK
Zip	74331-6325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVES BIRD ISLAND LOT 12, BLOCK 3 1247-08 2600-168
Legal Range	22E
Legal Township	24N
Legal Section	21
Legal Subdivision	CLEORA-COVES BIRD ISLAND
Legal Block	3
Legal Lot Number	12
Jurisdiction	DELAWARE OK
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2031
Census Tract	375804

Owner

33183 Cardinal Dr is owned and occupied by an individual who bought it in July 2025.

Source: Delaware County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	33183 CARDINAL DR, AFTON, OK 74331-6325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Commercial Mortgage RCB BANK
Jul 7, 2025	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Aug 15, 2018	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2025 · Amount on File
Deed Sale	Jul 7, 2025 · Amount on File
Prior Sale	Jun 30, 2021 · Amount on File
Deed Document Number	20255707
Deed Book / Page	2600 / 168
Prior Transfer Date	Aug 15, 2018
Prior Transfer Doc	2250/187
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	33183 CARDINAL DR, AFTON, OK 74331-6325
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 781302, WICHITA, KS 67278-1302

Mortgage

Document Number	002637/360
Date	Feb 11, 2026
Book Page	2637/360
Instrument	I-2026-001166

Lender

Name	RCB BANK
Type	Bank
Address	WICHITA, KS 67212

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 18, 2055

Interest

Rate Type	Adjustable Rate

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Jul 7, 2025
Property Address	33183 CARDINAL DR, AFTON, OK 74331-6325
Document Number	002600/168
Book / Page	2600 / 168
Instrument Date	Jun 30, 2025
Instrument	I-2025-005707
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Tax	$547.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2018: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	DELAWARE OK
Recording Date	Aug 15, 2018
Property Address	33183 CARDINAL DR, AFTON, OK 74331-6325
Document Number	2250/187
Book / Page	2250 / 187
Instrument Date	Aug 15, 2018
Instrument	2018-006416
Transaction Type	Transfer
Record Updated	Jul 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2025 property tax bill for 33183 Cardinal Dr was $2,920, down 0.1% from the year before.

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Elementary School District	Cleora Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,975 (+17.39%) Land $2,731 Building $39,244	$365,000 (-20.48%) Land $23,750 Building $341,250
2025	$2,920.00 (-0.14%)	$35,757 (+5%) Land $2,150 Building $33,607	$458,983 (-0.75%) Land $23,750 Building $435,233
2024	$2,924.00 (+10.59%) Homeowner's exemption	$34,054 (+3%) Land $2,048 Building $32,006	$462,468 (+60.86%) Land $23,750 Building $438,718
2023	$2,644.00 Homeowner's exemption	$33,063 Land $2,013 Building $31,050	$287,500 Land $17,500 Building $270,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 33183 Cardinal Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33183 Cardinal Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KETCHUM PWA serves 4,025 people · EPA ID OK1021612
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
BOLT Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Atlink Services, Wisper ISP.

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